Beds
3
Baths
2
Sq Ft
1,711 sq ft
Year Built
1973
Lot Size
0.15 acres
Garage
1
About This Property
Welcome to your fully renovated beach retreat in the heart of Indian Rocks Beach! This beautifully updated 3-bedroom, 2-bathroom home is truly turnkey and perfectly positioned just a short walk down the street to convenient beach access, allowing you to enjoy the Gulf’s white sands and stunning sunsets whenever you please. Extensively improved with over $140,000 in recent renovations, this home offers peace of mind and modern style with a new roof, new AC system, new duct work, new doors, new appliances, fresh interior and exterior paint, and a fully renovated kitchen and bathrooms. Every detail has been thoughtfully updated, creating a move-in-ready coastal oasis. Step outside to enjoy the large backyard with no rear neighbors, as the home backs to Indian Rocks Beach Nature Preserve for added privacy and a serene backdrop. A 1-car garage adds valuable storage for your vehicle, beach gear, golf cart, or outdoor toys. Located in one of the most desirable beach communities on Florida’s Gulf Coast, this property is ideal as a primary residence, vacation home, or income-producing investment, with short-term rentals allowed and highly sought after in the area. Enjoy the charm of a true small beach town while being just minutes from Clearwater, the Intracoastal Waterway, St. Petersburg, and countless popular restaurants, bars, and entertainment options.Whether you're looking for a personal coastal escape or a prime short-term rental opportunity, this Indian Rocks Beach gem offers the perfect blend of lifestyle, location, and investment potential.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
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Location
121 10TH AVE, INDIAN ROCKS BEACH, FL 33785
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $830,000 home in INDIAN ROCKS BEACH.
🏛️
FHA Loan
$29,050 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$41,500 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 3, 2026.