Beds
4
Baths
2
Sq Ft
1,650 sq ft
Year Built
1983
Lot Size
0.13 acres
Garage
—
About This Property
Located just one block from the beach in IRB, this income-producing duplex offers two spacious 2-bed/1-bath units totaling 1,650 sq. ft. heated and 3,430 sq. ft. gross area with inside laundry in each unit. No nightly rental restrictions – strong seasonal rental history and professionally managed by a local vacation rental company. Covered parking (667 sq. ft.) plus 1,048 sq. ft. utility space for storage, laundry, or owner’s closet. Deep lot with room for RV, boat, or vehicle parking. Private patios and decks for each unit. Excellent opportunity to secure prime beach property with immediate rental income potential and upside from improvements. Schedule your private showing today.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Walsingham Rd W to beaches. Right on Gulf Blvd. Right on 8th Ave. Right on 1st St. Then Property is 3rd house on the left.
Location
725 1ST STREET, INDIAN ROCKS BEACH, FL 33785
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $775,000 home in INDIAN ROCKS BEACH.
🏛️
FHA Loan
$27,125 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$38,750 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 5, 2026.