Beds
—
Baths
0
Sq Ft
—
Year Built
—
Lot Size
0.17 acres
Garage
—
About This Property
Welcome to the Gulf Coast Fishing enthusiast's dream! This remarkable waterfront lot presents a unique opportunity to create your ideal home in the serene haven of Hernando Beach. Boasting 60 feet of frontage on a saltwater canal, this property provides direct access to the Gulf of Mexico without any fixed bridges, allowing you to embark on fishing adventures with ease. Imagine waking up to the sight of dolphins and manatees gracefully swimming behind your future home, as you cast your line for prized catches such as redfish, snook, and snappers right from your own lot. With dimensions of 125 x 60, this larger-sized Hernando Beach Direct Access lot offers ample space for crafting the perfect coastal retreat. One of the unique features of this property is its absence of a homeowners association (HOA), opening the door to potential short-term rentals for added flexibility and income generation. The buyer is encouraged to conduct thorough due diligence and inspections, ensuring that this piece of paradise aligns seamlessly with their vision. Situated in Hernando Beach, a tranquil coastal hamlet dedicated to the joys of recreational fishing and boating, this lot is a gateway to a lifestyle defined by the Gulf of Mexico and the Weeki Wachee Nature Preserve. While Hernando Beach may not have a traditional sandy beach, it compensates with a distinctive coastal ambiance, featuring waterfront tiki bars, marinas, fine dining establishments, seafood markets, and charming shops. Surprisingly close to the conveniences of "civilization," you're just under 10 minutes away from US 19, where Publix, shopping centers, popular chain restaurants, Walmart, Sam's Club, and access to four major hospitals await. Furthermore, Hernando Beach is strategically positioned, being only an hour away from Tampa International Airport and a mere 90 minutes from the enchanting world of Disney. Embrace the unparalleled Gulf Coast Fishing Homes Lifestyle that Hernando Beach offers – a harmonious blend of natural beauty, recreational opportunities, and convenient access to modern amenities. Seize this opportunity to build
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Directions
Shoal Line to Calienta continuing onto Eagle Nest then baring left onto Minnow Creek
Location
3468 MINNOW CREEK DRIVE, HERNANDO BEACH, FL 34607
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $199,900 home in HERNANDO BEACH.
🏛️
FHA Loan
$6,997 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$9,995 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hernando County SHIP
Varies
Income-qualifying Hernando residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 30, 2026.