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$375,000

176 MINNIEHAHA CIRCLE, HAINES CITY, FL 33844

Active74 days on market

Beds

4

Baths

3

Sq Ft

1,956 sq ft

Year Built

2007

Lot Size

0.18 acres

Garage

2

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About This Property

Sellers LENDER will contribute to buyers closing costs or rate buy down. Located on the small, well-maintained gated community of Calabay Parc at Tower Lake, this beautiful single story, 4 bedroom/3 bathroom pool home is a much loved family vacation home used solely by the original owners - especially for extended periods during the winter months.This home has never been a short term rental property, although it may be licensed for short term rental,long term tenancy, as well as a primary family home - versatility being the key to this home and community. The owners have made many upgrades to this property over the years to include granite counters in the kitchen, breakfast nook and the 3 bathrooms. The majority of the original flooring has been replaced with beautiful hardwood or laminate flooring.The bedrooms have carpet.With the owners living in the home for months at a time, it has been exceptionally well maintained both internally and externally.The air conditioning was replaced in 2017 and is serviced twice a year. The indoor thermostat was replaced in the fall of 2025. The hot water tank was replaced in 2020. The roof was replaced in June 2023. The gas pool heater was replaced in 2018, while a Jandy 1.65 Hp FloPro Variable Pool Pump was installed in 2024. The exterior of the home was repainted in 2025. Florida screens were installed around the pool deck in early 2026.The interior layout of the home offers the convenience of open plan living with the kitchen and breakfast nook opening onto the family room which looks onto the attractive screened-in pool deck with integrated spa. For more formal or family occasions there is a well sized separate dining room. There are 4 very well proportioned bedrooms, two of which are primary en-suite bedrooms overlooking the pool.One of the primary en-suite bedrooms has 2 walk-in closets. Calabay Parc at Tower Lake offers residents 24 hour security service, regular lawn cutting, as well as a residents' Clubhouse with fitness room and a function room. There is also access to the community boat ramp with dock, specifically for residents use, onto Tower Lake for those who like to fish, boat or water ski. US Hwy 27 is just a couple of minutes drive away, providing easy access to local shopping, a wide selection of restaurants, schools, and the nearby hospital, and a wide range of golf courses. Posner Park retail and entertainment plaza, together with the junction 55 intersection for I-4 East and West is only 7 miles away, offering ease of access to Orlando for work or leisure including visiting the theme park attractions and outlet shopping. So whether you are looking for your forever home or an income producing property then look no further than this home.Please note the home is currently furnished but the furniture will not convey upon sale of the property.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5148370
StatusActive
Year Built2007
Total Rooms11
ConstructionStucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionCALABAY PARK AT TOWER LAKE PH 02
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Laminate, Hardwood
AppliancesDishwasher, Dryer, Freezer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
LaundryGas Dryer Hookup, Laundry Room
WindowsBlinds
CoolingCentral Air
HeatingElectric, Natural Gas
SecurityGated Community, Smoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Lighting, Sidewalk, Sliding Doors
Lot Size0.18 acres (7,884 sq ft)
Lot FeaturesIn County, Landscaped, Sidewalk
Road SurfacePaved, Asphalt

Pool & Spa

Private PoolYes
Pool FeaturesChild Safety Fence, Gunite, Heated, In Ground, Lighting, Screen Enclosure
SpaHeated, In Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$700 / Quarterly
Senior CommunityNo

Financial Details

List Price$375,000
Annual Taxes$6,210 (2025)
FinancingCash, Conventional, VA Loan
ZoningRES1
Parcel #272717741010002430

Schools

ElementaryHorizons Elementary
MiddleBoone Middle
HighRidge Community Senior High

Directions

From I-4 Intersection 55 (Posner Park) drive south along US-Hwy 27. Turn Left t the traffic light at Bates Rd, (you will see Lowes DIY store on your left). Drive up the hill Calabay Parc gatehouse will be your first right. At the Gatehouse you will have to show your ID to the guard. Once inside the gate turn left on Cherokee Ave and then LEFT on Minniehaha.Follow the road round, the property wilL be on your right. If you turn right onto Minniehaha follow the road round and the property will be on your left.

Location

176 MINNIEHAHA CIRCLE, HAINES CITY, FL 33844

Listing Information

OfficeCHAMPION HOMES
ListedApril 21, 2026

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How to Buy This Home

Multiple financing options available for this $375,000 home in HAINES CITY.

🏛️

FHA Loan

$13,125 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,750 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 4, 2026.

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