Beds
3
Baths
2
Sq Ft
1,722 sq ft
Year Built
2020
Lot Size
0.23 acres
Garage
3
About This Property
WESTERN SUNSET VIEWS, 100 FT OF WATER FRONTAGE & A DOUBLE LOT IN HERNANDO BEACH! This Beautiful 2020-Built Waterfront Home offers the Coastal Lifestyle Buyers are looking for, with a rare Double Lot, 100 feet of Water Frontage, Kneewall & Seawall, Vinyl-Fenced Backyard, 2021 Floating Dock, and a 2023 Outdoor Lift built by Legacy. Enjoy peaceful western views from the rear of the home, where sunsets over the wide waterfront canal create the perfect backdrop for everyday living. Located in a welcoming Hernando Beach neighborhood known for its wide streets, wide canals, and relaxed coastal feel, this property offers access to the saltwater side through the Community Boat Lift, giving you the opportunity to enjoy boating, fishing, kayaking, and the Nature Coast lifestyle. Built in 2020 under newer building codes, this home includes Double-Pane Impact Windows, plus a Solar System to help with electric costs, adding extra value, comfort, and efficiency. Pretty curb appeal welcomes you inside to an Open Great Room Floor Plan with Vaulted Ceilings and Distressed Laminate Flooring in the main living areas for durability and low-maintenance living, creating a light, bright, and spacious feel. The Large Chef’s Kitchen offers plenty of cabinetry and counter space, White Wood Shaker Cabinets, Dovetail Soft-Close Drawers, Granite Counters, Stainless Steel Appliances, and a center Island/Breakfast Bar that opens beautifully to the main living area. The home includes 3 Bedrooms and 2 Bathrooms, with a comfortable layout for everyday living, guests, or a home office option. The Primary Suite features a Walk-In Closet and private bath with White Wood Shaker Cabinetry, Granite Counters, and a Walk-In Shower. Bedrooms 2 and 3 share a Guest Bath with White Wood Shaker Cabinetry, Granite Counters, and a Tub/Shower Combination. The Utility Room includes the Washer and Dryer, adding convenience to the main living level. Outdoor living is easy with the rear porch and awning overlooking the water, while the Vinyl-Fenced Backyard offers plenty of room to create your own Outdoor Oasis with a Pool, Summer Kitchen, Gazebo, Fire Pit, or Expanded Entertainment Area. The HUGE 1,712 sq ft Garage offers incredible storage, workspace, parking, and flexibility, plus Interior Stairs and a Garage Refrigerator. With its Double Lot, wide canal views, sunset exposure, boating access, newer construction, impact windows, oversized garage space, and room to spread out, this Hernando Beach home is a rare opportunity to enjoy waterfront living in one of Florida’s most charming coastal communities.
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Shoal Line Blvd to Hermosa to Left on Rose Arbor to Home on the Right
Location
3305 ROSE ARBOR DRIVE, HERNANDO BEACH, FL 34607
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $569,900 home in HERNANDO BEACH.
🏛️
FHA Loan
$19,947 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$28,495 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hernando County SHIP
Varies
Income-qualifying Hernando residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 27, 2026.