Beds
1
Baths
1
Sq Ft
760 sq ft
Year Built
1970
Lot Size
—
Garage
—
About This Property
Welcome to waterfront living in the highly sought-after Sea Towers 55+ gated community! This beautifully renovated FIRST-FLOOR condo offers the perfect blend of comfort, style, and convenience. Step inside to discover luxury vinyl plank flooring throughout and an open-concept kitchen featuring new cabinetry, stunning quartz countertops, and stainless-steel appliances. The updated bathroom boasts a spacious walk-in tiled shower with glass doors, a new vanity, and a new toilet. Additional improvements include a new hot water heater and generous his-and-her closets. A unique rear door provides direct access to the outdoor common area, making it easy to enjoy the resort-style amenities just steps away. Relax and enjoy peaceful views of the lagoon, tennis and pickleball courts, and the community's main pool right from your condo. Sea Towers offers waterfront living at its finest with 24-hour gated security, multiple pools, tennis courts, pickleball, fishing piers, clubhouse activities, fitness facilities, and beautifully maintained grounds. A limited number of boat slips are currently available for purchase, providing direct access to boating enthusiasts. Ideally located just minutes from Madeira Beach, shopping, dining, entertainment, medical facilities, and everything the Gulf Coast lifestyle has to offer. Whether you're looking for a seasonal retreat or year-round residence, this move-in-ready condo is an exceptional opportunity to enjoy Florida waterfront living.
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Directions
Duhme Road (113th Street) to Sea Towers guard gate, give business card to guard. Follow signs to Hamilton Building and guest parking is in front of the building.
Location
4650 COVE CIRCLE UNIT 105, ST PETERSBURG, FL 33708
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $105,000 home in ST PETERSBURG.
🏛️
FHA Loan
$3,675 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$5,250 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 28, 2026.