Beds
3
Baths
2
Sq Ft
1,269 sq ft
Year Built
1958
Lot Size
0.34 acres
Garage
—
About This Property
Investor special with strong income potential. This fixer-upper offers a rare opportunity to own two separate dwellings on one property, creating the possibility for dual rental income or multi-generational living. Each unit has its own space, allowing for flexibility in leasing or occupancy. Centrally located with convenient access to major roads, shopping, dining, and local amenities. The property requires renovation and is priced accordingly, making it ideal for investors or buyers looking to add value and build equity. Bring your vision and restore this property to its full potential. Opportunities like this, with multiple income streams, are limited.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From downtown Inverness: Take US-41 N (S Florida Ave) ? turn left onto E Gobbler Dr ? turn right onto S Apopka Ave ? turn left onto Andrew St ? property will be on your right. Alternative approach: From Hernando area, take US-41 S ? turn right onto E Gobbler Dr ? continue to S Apopka Ave ? left on Andrew St ? property on right.
Location
1318 ANDREW STREET, INVERNESS, FL 34453
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $95,999 home in INVERNESS.
🏛️
FHA Loan
$3,360 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$4,800 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Citrus County SHIP
Varies
Income-qualifying Citrus residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 3, 2026.