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$304,999

, LAKELAND, FL 33809

Active1 days on market

Beds

3

Baths

2

Sq Ft

1,434 sq ft

Year Built

2002

Lot Size

0.29 acres

Garage

2

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About This Property

Welcome to your dream home, perfectly nestled in one of Lakeland’s most desirable neighborhoods! This property offers the best of Central Florida living, located just 40 minutes from Disney and 40 minutes from Legoland, making it ideal for those who love entertainment and convenience. This home features ceramic flooring throughout making your floors durable, and easy to maintain. Enjoy your serene and spacious backyard, giving you, your friends, and family moments with a stunning view perfect for gatherings, gardening, or simply unwinding. Conveniently close to schools, shopping, dining, and recreation, yet tucked away in a peaceful, family-friendly area. Whether you’re looking for your forever home or a lucrative investment opportunity, this property checks all the boxes. Its proximity to world-famous attractions makes it a sought-after option for short-term rental potential or a family home that offers both comfort and charm. Don’t miss out on this exceptional opportunity! Schedule your private tour today and this Lakeland.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6422266
StatusActive
Year Built2002
Stories1
Total Rooms4
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionWEDGEWOOD GOLF & COUNTRY CLUB PH 01
CountyPolk
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorNinguno
FlooringCeramic Tile
AppliancesDishwasher, Range, Refrigerator
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorFrench Doors, Sliding Doors
Lot Size0.29 acres (12,680 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$50 / Monthly
Senior CommunityNo

Financial Details

List Price$304,999
Annual Taxes$2,141 (2025)
ZoningPUD
Parcel #232736016024014160

Directions

Heading north on N Florida Ave, turn left onto Carpenters Way, turn left onto Staffordshire Dr, turn left onto Derby Dr

Location

, LAKELAND, FL 33809

Listing Information

OfficeCENTRIC REALTY SERVICES LLC
ListedJuly 3, 2026

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How to Buy This Home

Multiple financing options available for this $304,999 home in LAKELAND.

🏛️

FHA Loan

$10,675 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,250 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 4, 2026.

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