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Beds
4
Baths
3
Sq Ft
2,235 sq ft
Year Built
1961
Lot Size
0.45 acres
Garage
—
Buyer incentives available! Seller is offering a home warranty, a 2-1 interest rate buy-down helping buyers enjoy a lower monthly payment, and $4,500 toward buyer closing costs. In addition, preferred lender with CNC Mortgage is offering up to $2,500 in lender credits when buyers use their financing services. This property has NO HOA and NO water bill, as the home is on a well system. All appliances will convey, including two French-door refrigerators (one replaced approximately one year ago), a brand-new LG washer and dryer, and an LG dishwasher. The property also includes a large metal shed, a large wooden shed, and a chicken coop with approximately 4–6 chickens that will remain with the home. Additional updates and features include a brand-new mini split installed upstairs for heating and cooling, Culligan PRO water softening service paid through the remainder of the year, AC maintenance completed in March, ductwork replaced in 2022, and the septic system replaced in February 2022 and pumped again in February 2025, giving the new owners peace of mind for years to come. The driveway, front walkway, second-story walkway, and back patio were also completed in 2022. This home offers incredible value with major system updates already completed. This beautifully, move-in-ready home is offering the perfect combination of comfort, flexibility, and modern updates. With 2,235 square feet of living space, the thoughtfully designed layout accommodates a variety of living arrangements, including multi-generational households, guests, or work-from-home needs. A standout feature is the private upstairs 1-bedroom, 1-bath apartment—perfect for extended family, guests, a home office, or potential rental income. Step outside to enjoy the large backyard and patio with plenty of room for gatherings, play, pets, or future outdoor additions. Conveniently located near shopping, dining, schools, and commuter routes. Don’t miss your opportunity to own this versatile Valrico property!
From I-75, take Exit 257 for FL-60 East toward Brandon/Valrico. Continue east on Hwy 60 for approximately 6 miles, then turn right onto St. Cloud Avenue. Proceed south to Ten Oak Place and turn onto the private road. Follow Ten Oak Place to 115 Ten Oak Place, located toward the end of the street.
115 TEN OAK PLACE, VALRICO, FL 33594
Pick a Day
Preferred Time
Home Price
$459,900
Loan Term
Multiple financing options available for this $459,900 home in VALRICO.
🏛️
$16,097 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
$22,995 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
$0 Down
Zero down for eligible rural areas. Income limits apply.
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 6, 2026.
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