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Beds
2
Baths
2
Sq Ft
1,440 sq ft
Year Built
1982
Lot Size
0.13 acres
Garage
—
Tucked away at the end of a peaceful cul-de-sac, this spacious 2-bedroom, 2-bathroom manufactured home offers a stunning waterfront retreat in Bartow’s premier 55+ Floral Lakes community. Boasting approximately 1,704 square feet of comfortable living space on a generous lot, this residence stands out with the incredible perk of true land ownership—meaning you own your land with no lot rent and low monthly HOA fees. Step inside through the main entrance, which serves as a highly practical mudroom or "drop zone" complete with a laundry tub, upper cabinetry, and a closet. The home features a desirable split-bedroom floor plan for optimal privacy, anchored by a bright living room and an adjacent Florida room. Flooded with natural light from newer double-pane windows, the Florida room serves as a year-round oasis thanks to its own dedicated mini-split air conditioning unit. From here, you can step directly onto a large wooden deck or stroll down to your private 8x16 wood dock, creating the perfect backdrop for fishing or enjoying the water views. The heart of the home is the kitchen featuring elegant granite countertops, a functional breakfast bar, an abundance of cabinetry, and premium appliances including an island cooktop with smooth burners, double wall ovens, a dishwasher, and a stainless-steel French-door refrigerator. Flowing seamlessly from the kitchen, the dining area includes stylish, built-in lighted shelving perfect for displaying collectibles. The primary suite is a true sanctuary, boasting mirrored walk-in closet doors, a private sliding glass door to the Florida room, and an en-suite bathroom equipped with dual vanities, a relaxing garden tub, and a large tiled shower. On the opposite side of the home, the generously sized second bedroom features an oversized closet with mirrored doors and direct access to the second bathroom, which pulls double duty as a guest bath with a single vanity and a tub/shower combo. Six-panel interior doors run throughout the home for a polished, cohesive finish. Outside, a long carport easily accommodates a vehicle plus the golf cart (valued at $4,000- and is included with a full price offer). Off the carport is a spacious storage room outfitted with shelving and the included washer and dryer. Perfectly situated in Central Florida between Tampa and Orlando, this golf-cart-friendly neighborhood places you just minutes from the Bartow Civic Center, Bartow Public Library, and Mary Holland Park. Living in Floral Lakes means enjoying a vibrant, active lifestyle with access to a clubhouse, a large heated swimming pool, a putting green, shuffleboard courts, a stocked community pond, and a boat ramp, alongside a busy calendar of social clubs, dances, and potlucks. Please note that association approval is required for purchase. Don't miss out on this exceptional waterfront property—call your Realtor today to schedule your private showing!
From the intersection of Hwy 60 and US 98 in Bartow, head south on Shumate Dr to Clower St. Take a right on Clower St, left on Floral Ave. Enter Floral Lakes community. Follow signage to desired Lot.
2055 S FLORAL AVENUE UNIT 246, BARTOW, FL 33830
Pick a Day
Preferred Time
Multiple financing options available for this $189,000 home in BARTOW.
🏛️
$6,615 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
$9,450 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
$0 Down
Zero down for eligible rural areas. Income limits apply.
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 2, 2026.