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Beds
4
Baths
3
Sq Ft
2,633 sq ft
Year Built
2022
Lot Size
0.23 acres
Garage
2
Welcome to this beautifully maintained 2022-built home offering 4 bedrooms, 2.5 bathrooms, and 2,584 square feet of thoughtfully designed living space. The open-concept floor plan features a spacious kitchen with a large center island overlooking the dining and living areas, making it ideal for entertaining and everyday living. A versatile flex room on the first floor is perfect for a home office, playroom, or formal sitting area. Upstairs, you'll find generously sized bedrooms, including a spacious primary suite with a walk-in closet and private en-suite bath. The additional bedrooms provide plenty of space for family and guests. Situated on a premium oversized lot in the desirable Spencer Creek community, this home offers a large backyard with room to relax, play, or create your own outdoor oasis. Conveniently located near I-75, US-41, shopping, dining, schools, parks, and Tampa Bay's beautiful beaches, this home combines modern comfort with an unbeatable location. Don't miss your opportunity to make this move-in-ready home yours!
From I-75, take Exit 240 (SR 674/College Ave) east. Continue on College Ave to 15th St SE. Turn right onto 15th St SE, then turn right onto Colding Dr. Property is on the right. Or, if you're coming from the west: Take SR 674 (College Ave) east, turn right onto 15th St SE, then right onto Colding Dr. Home is on the right
1876 COLDING DRIVE, RUSKIN, FL 33570
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Preferred Time
Multiple financing options available for this $389,000 home in RUSKIN.
🏛️
$13,615 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
$19,450 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
$0 Down
Zero down for eligible rural areas. Income limits apply.
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 4, 2026.
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