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$649,000

5830 FREESTONE CIRCLE, APOLLO BEACH, FL 33572

Active280 days on market

Beds

Baths

Sq Ft

2,450 sq ft

Year Built

2024

Lot Size

0.19 acres

Garage

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About This Property

Experience the pinnacle of Florida living in this stunning 3-bedroom home. This is a Toll Brother's home located in our premier active 55+ community "Regency at Waterset". Within our community we offer resort-style amenities that can be utilized everyday. Our lifestyle director also takes great pride in planning different activities and workout classes month to month. The heart of the home is an oversized, open-concept great room that flows seamlessly into a gourmet kitchen, complete with an expanded island perfect for both casual dining and entertaining. Breathtaking water views await you on the covered lanai, offering a serene backdrop for morning coffee or evening cocktails. The expansive primary suite features a large ensuite bathroom and a generously sized walk-in closet with direct access to the laundry room, making daily chores a breeze. A second bedroom with its own ensuite and walk-in closet provides ultimate comfort for guests. With a rare 3-car tandem garage, you'll have more than enough space for vehicles and hobbies.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #A4665910

StatusActive

Year Built2024

Total Rooms6

ConstructionHardiPlank Type, Stucco

RoofShingle

FoundationSlab

FacesNorthwest

SubdivisionREGENCY AT WATERSET

CountyHillsborough

OwnershipFee Simple

New ConstructionYes

Interior Features

InteriorHigh Ceilings, Open Floorplan, Tray Ceiling(s)

FlooringLuxury Vinyl, Tile

AppliancesConvection Oven, Cooktop, Dishwasher, Disposal, Microwave, Range Hood, Refrigerator, Tankless Water Heater

LaundryGas Dryer Hookup, Laundry Room, Washer Hookup

CoolingCentral Air

HeatingCentral

SecurityGated Community

Exterior & Lot

ExteriorIrrigation System, Sidewalk, Sliding Doors

Lot Size0.19 acres (8,404 sq ft)

Road SurfaceAsphalt

ViewWater

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesNatural Gas Connected, Public

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes

HOA Fee$351 / Monthly

Senior CommunityYes

Financial Details

List Price$649,000

Original Price$699,000

Annual Taxes$4,693 (2024)

ZoningPD

Parcel #U273119D3L00003600005.0

Directions

From I-75 N, turn right on Big Bend Rd (West), turn left at 2nd light on Waterset Blvd, Continue straight to second traffic circle and turn right on Covington Garden Dr. then turn right into Regency at Waterset.

Location

5830 FREESTONE CIRCLE, APOLLO BEACH, FL 33572

Listing Information

OfficeTAMPA TBI REALTY LLC

ListedSeptember 22, 2025

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Home Price

$649,000

Down Payment20% ($129,800)

Interest Rate6.75%

Loan Term

Principal & Interest$3,368

Property Tax (est.)$595

Insurance (est.)$150

Total Monthly$4,112

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How to Buy This Home

Multiple financing options available for this $649,000 home in APOLLO BEACH.

🏛️

FHA Loan

$22,715 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$32,450 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 1, 2026.