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$220,000

4523 W INDEPENDENCE DRIVE, BRADENTON, FL 34210

Active64 days on market

Beds

Baths

Sq Ft

1,409 sq ft

Year Built

1979

Lot Size

21.37 acres

Garage

—

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About This Property

One or more photo(s) has been virtually staged. Unusual Price Drop! Welcome to Mount Vernon; a popular waterfront community, famous for its 90 acres of natural park-like beauty set directly on the bay with lush green open spaces & an offering of boating activities! Enjoy the serenity of this lovely, spacious, and bright villa with no shared walls and a storage shed conveniently located outside your door. The home features new laminate flooring throughout, large ceramic tile floors in the bathrooms, some newer kitchen cabinetry, and a new AC installed in 2025. An abundance of windows in every room fill the home with natural light and showcase the surrounding beauty. There is an incredible array of amenities, ensuring there is always something to enjoy. If you love the beach, it is only approximately 3 miles away! Boat slips can be rented for $25 a year. The association fee includes roofs and exterior of homes maintenance giving the homeowner peace of mind. Amenities include a huge remodeled clubhouse, banquet room, billiards, ping- pong, extensive library, game room, lakeside veranda, heated pool, tennis, pickleball, and covered shuffleboard courts, spa, sauna, workshop, wood shop, chip and putting green. You can get your steps in along the many walking paths, relax at the butterfly garden and bayfront park, and enjoy the abundance of Florida wildlife. Truly a peaceful paradise! Additional features include kayak launch and storage areas, along with numerous lakes and ponds throughout the impeccably manicured grounds. Also worth mentioning are the bayside pavilion, lakeside gazebo and a variety of activities and social events hosted by the community. Seller motivation is reflected in the price. If you are looking for a friendly, charming, picturesque, and tranquil active outdoor type of community, don't hesitate to call this Home!

Property Overview

Property TypeResidential

Sub TypeVilla

MLS #A4689922

StatusActive

Year Built1979

Stories1

Total Rooms5

ConstructionBlock

RoofShingle

FoundationSlab

FacesWest

SubdivisionMOUNT VERNON PH 2

CountyManatee

OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Thermostat, Tray Ceiling(s), Walk-In Closet(s)

FlooringCeramic Tile, Laminate

AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

LaundryElectric Dryer Hookup, Inside, Laundry Closet, Other, Same Floor As Condo Unit, Washer Hookup

WindowsAluminum Frames, Window Treatments

CoolingCentral Air, Humidity Control

HeatingCentral, Electric

Exterior & Lot

ExteriorGarden, Irrigation System, Lighting

Other StructuresStorage

Lot Size21.37 acres (931,039 sq ft)

Lot FeaturesConservation Area, Corner Lot, Flood Insurance Required, FloodZone, In County, Landscaped, Near Marina, Sidewalk

Road SurfacePaved

ViewGarden

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesCable Available, Electricity Available, Electricity Connected, Underground Utilities, Water Available, Water Connected

Parking

GarageNo

CarportYes

HOA & Community

HOAYes

HOA Fee$790 / Monthly

Senior CommunityYes

Financial Details

List Price$220,000

Annual Taxes$2,068 (2025)

FinancingCash, Conventional

ZoningPDR

Parcel #7655808702

Directions

Follow Cortez Road west toward beach. Turn left at ACE Hardware corner of Cortez and Independence drive travel to first stop sign inside community. Home is on the corner of Independence and

Location

4523 W INDEPENDENCE DRIVE, BRADENTON, FL 34210

Listing Information

OfficePREFERRED SHORE LLC

ListedMay 6, 2026

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Home Price

$220,000

Down Payment20% ($44,000)

Interest Rate6.75%

Loan Term

Principal & Interest$1,142

Property Tax (est.)$202

Insurance (est.)$150

Total Monthly$1,493

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How to Buy This Home

Multiple financing options available for this $220,000 home in BRADENTON.

🏦

Conventional

$11,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 9, 2026.