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$354,900

3905 LEMON TREE CT, LAKELAND, FL 33813

Active0 days on market

Beds

Baths

Sq Ft

1,670 sq ft

Year Built

1987

Lot Size

0.30 acres

Garage

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About This Property

Welcome to this beautifully updated 3-bedroom, 2-bathroom, dual sided fireplace and POOL HOME, on a large corner lot and dual cul-de-sacs, in the highly desirable South Lakeland location, close to shopping, dining, and top-rated schools with NO HOA! Major improvements and thoughtful upgrades provide peace of mind and modern comfort. The remodeled kitchen is the heart of the home, featuring stylish finishes and flowing seamlessly into the living and dining areas. Gorgeous and durable tile, engineered hardwood, and LVP flooring add warmth, timeless appeal and low maintenance with NO CARPET! The primary suite offers a renovated bath, complemented by an also updated secondary bathroom, creating a move-in-ready experience throughout. The home’s extensive updates include a recent re-pipe, an on-demand hot water heater, a whole-house water softener and a reverse osmosis system, newer dual-paned insulated windows, and a roof replacement (2015), giving buyers confidence for years to come. Step outside to enjoy your private backyard oasis with a sparkling pool featuring a new pump and motor, freshly cleaned and re-grouted tile, and a pool cage that has been recently painted and re-screened. Fresh exterior paint, updated landscaping, and new bedroom flooring complete the impressive list of recent enhancements. This meticulously maintained property offers the perfect blend of convenience, quality upgrades, and exceptional outdoor living. Move-in ready and thoughtfully improved from top to bottom, it’s the ideal place to call home. Schedule your viewing today!

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #O6420231

StatusActive

Year Built1987

Total Rooms3

ConstructionBlock, Stucco

RoofShingle

FoundationSlab

FacesNorth

SubdivisionSUNNY VIEW ESTATES ADD

CountyPolk

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Primary Bedroom Main Floor, Stone Counters, Vaulted Ceiling(s)

FlooringEngineered Hardwood, Luxury Vinyl, Tile

AppliancesDishwasher, Disposal, Microwave, Range, Refrigerator, Tankless Water Heater, Water Softener

LaundryElectric Dryer Hookup, Washer Hookup

WindowsBlinds, Double Pane Windows

CoolingCentral Air

HeatingCentral

FireplaceYes ()

Exterior & Lot

ExteriorOther, Rain Gutters

Lot Size0.30 acres (12,916 sq ft)

Road SurfacePaved

Pool & Spa

Private PoolYes

Pool FeaturesDeck, Fiberglass, In Ground, Screen Enclosure

Utilities

WaterPublic

SewerSeptic Tank

UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$354,900

Annual Taxes$2,353 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningSFR

Parcel #242923288019000190

Directions

South on Florida Ave,left on 540A, right on Lakeland Highlands Rd., left on Crews Lake Drive. Left on Lemon Tree Drive, right on Lemon Tree Ct. Home is immediately on your right.

Location

3905 LEMON TREE CT, LAKELAND, FL 33813

Listing Information

OfficeALL FLORIDA PREMIER REALTY GROUP LLC

ListedJuly 10, 2026

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Pick a Day

Preferred Time

Home Price

$354,900

Down Payment20% ($70,980)

Interest Rate6.75%

Loan Term

Principal & Interest$1,841

Property Tax (est.)$325

Insurance (est.)$150

Total Monthly$2,317

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How to Buy This Home

Multiple financing options available for this $354,900 home in LAKELAND.

🏛️

FHA Loan

$12,422 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,745 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 10, 2026.