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$450,000

, WINTER HAVEN, FL 33884

Active48 days on market

Beds

Baths

Sq Ft

3,778 sq ft

Year Built

1950

Lot Size

0.53 acres

Garage

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About This Property

Lakefront Opportunity on Lake Elbert! This spacious 5-bedroom, 5.5-bath home sits on a large corner lot with a pool and offers endless potential for both investors and families searching for their dream waterfront home. Featuring a newer roof and newer A/C, the property has solid fundamentals and is ready for your personal updates and vision. Offered below market value, this is a rare chance to create significant equity and enjoy strong appreciation once renovated. Ideal for cash buyers or buyers using conventional financing. Sold As-Is. A unique opportunity to transform this property into a stunning lakefront estate in one of Winter Haven’s most desirable locations. Sellers Motivated!

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #S5150298

StatusActive

Year Built1950

Stories2

Total Rooms6

ConstructionBlock, Stucco

RoofShingle

FoundationSlab

FacesNorth

SubdivisionELBERT HILLS

CountyPolk

OwnershipFee Simple

FurnishedFurnished

Interior Features

InteriorAttic Fan, Ceiling Fan(s), High Ceilings, Primary Bedroom Main Floor, Walk-In Closet(s)

FlooringCarpet, Ceramic Tile

AppliancesDishwasher, Range, Refrigerator

LaundryInside

CoolingCentral Air

HeatingCentral

FireplaceYes ()

Exterior & Lot

ExteriorIrrigation System, Outdoor Shower

Lot Size0.53 acres (23,143 sq ft)

Lot Dimensions151 x 150

Road SurfaceAsphalt

Pool & Spa

Private PoolYes

Pool FeaturesIn Ground

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesCable Available, Electricity Available, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$450,000

Original Price$499,000

Annual Taxes$8,897 (2025)

FinancingCash, Conventional

ZoningR-1A

Parcel #262827592500001130

Directions

from 1st st down town winter haven go east on Central Ave til you get to Lake elbert Dr and continue to the right around the lake. house will be on the right.

Location

, WINTER HAVEN, FL 33884

Listing Information

OfficeLPT REALTY, LLC

ListedMay 23, 2026

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Home Price

$450,000

Down Payment20% ($90,000)

Interest Rate6.75%

Loan Term

Principal & Interest$2,335

Property Tax (est.)$413

Insurance (est.)$150

Total Monthly$2,897

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How to Buy This Home

Multiple financing options available for this $450,000 home in WINTER HAVEN.

🏦

Conventional

$22,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 10, 2026.