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$319,900

5400 97TH TERRACE N, PINELLAS PARK, FL 33782

Active70 days on market

Beds

Baths

Sq Ft

1,125 sq ft

Year Built

1959

Lot Size

0.13 acres

Garage

—

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About This Property

Welcome to 5400 97th Terrace in Pinellas Park! A solid 2-bedroom, 2-bath ranch-style home with the big-ticket items already taken care of. (Roof 2025 and HVAC 2025) Inside, you’ll find terrazzo and LVP floors throughout, an updated kitchen, and refreshed bathrooms that keep things clean and functional. The Florida room gives you a little extra flex space, whether you need a home office, second living area, or just a spot to unwind. Out back, you’ve got a fully fenced yard and a screened-in patio, making it easy to enjoy the outdoors without a ton of upkeep. The exterior has also just been painted, so the home feels fresh inside and out. This home is move-in ready and in a convenient location close to anything you need with a short drive to the Gulf Beaches!

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8503984

StatusActive

Year Built1959

Stories1

Total Rooms6

ConstructionBlock

RoofShingle

FoundationSlab

FacesNorth

SubdivisionSKYVIEW TERRACE 1ST ADD

CountyPinellas

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Open Floorplan, Primary Bedroom Main Floor, Stone Counters

FlooringLuxury Vinyl, Terrazzo

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer

LaundryInside

CoolingCentral Air

HeatingCentral

FireplaceYes ()

Exterior & Lot

ExteriorOther

FencingVinyl

Other StructuresShed(s)

Lot Size0.13 acres (5,850 sq ft)

Lot Dimensions65 x 90

Road SurfacePaved

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Water Available, Water Connected

Parking

GarageNo

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$319,900

Original Price$329,900

Annual Taxes$3,582 (2025)

FinancingCash, Conventional, FHA, VA Loan

Parcel #213016828000170070

Directions

94th Ave to 56th St to 97th Ter

Location

5400 97TH TERRACE N, PINELLAS PARK, FL 33782

Listing Information

OfficeEXP REALTY LLC

ListedMay 2, 2026

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Pick a Day

Preferred Time

Home Price

$319,900

Down Payment20% ($63,980)

Interest Rate6.75%

Loan Term

Principal & Interest$1,660

Property Tax (est.)$293

Insurance (est.)$150

Total Monthly$2,103

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How to Buy This Home

Multiple financing options available for this $319,900 home in PINELLAS PARK.

🏛️

FHA Loan

$11,197 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 11, 2026.