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$414,900

4812 E 97TH AVENUE, TAMPA, FL 33617

Active29 days on market

Beds

Baths

Sq Ft

1,521 sq ft

Year Built

1981

Lot Size

0.20 acres

Garage

—

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About This Property

Move-In Ready! This beautifully updated 4-bedroom, 2-bath home offers the perfect combination of modern upgrades, convenience, and investment potential. Seller willing to PROVIDE CREDIT FOR CLOSING COSTS. Whether you're a first-time homebuyer looking for a turnkey property or an investor seeking a short-term or long-term rental opportunity, this home is ready to impress. Major updates include a brand-new roof (Dec 2025), water heater 2025, and all windows replaced in 2024, complete with hurricane shutters for added protection and peace of mind. Inside, you'll find stylish luxury vinyl plank flooring (2024), updated bathrooms (2024), modern lighting fixtures (2024), and fresh interior and exterior paint (2024). The spacious floor plan features plenty of room for family, guests, or tenants. Outside, the fully fenced yard includes a brand-new metal RV/boat carport and a convenient side gate, making it easy to store your boat, RV, trailer, or other recreational vehicles. Ideally located just 5 minutes from Busch Gardens and Adventure Island, with easy access to shopping, restaurants, parks, hospitals, and major roadways, this property offers both convenience and strong rental appeal. Don't miss this move-in-ready gem with no major projects left to tackle—perfect as a primary residence, vacation rental, or income-producing investment property!

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8516882

StatusActive

Year Built1981

Stories1

Total Rooms3

ConstructionBlock, Concrete

RoofShingle

FoundationBlock, Slab

FacesNorth

SubdivisionTERRACE PARK SUB

CountyHillsborough

OwnershipFee Simple

Interior Features

InteriorEating Space In Kitchen, Open Floorplan, Walk-In Closet(s)

FlooringCeramic Tile, Luxury Vinyl

AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

LaundryOutside

WindowsDouble Pane Windows

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorSidewalk, Sliding Doors, Storage

Lot Size0.20 acres (8,500 sq ft)

Lot Dimensions85 x 100

Road SurfaceAsphalt

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesElectricity Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$414,900

Original Price$425,000

Annual Taxes$4,583 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningRS-60

Parcel #A21281943J00002300003.0

Directions

From N Himes Ave Turn right on FL 580 Busch Blvd, turn left on N 46th ST, turn right on E Sewaha ST, slight left on Tacomah Trail and Turn right on E 97th Ave property is on the left.

Location

4812 E 97TH AVENUE, TAMPA, FL 33617

Listing Information

OfficeFUTURE HOME REALTY INC

ListedJune 8, 2026

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Home Price

$414,900

Down Payment20% ($82,980)

Interest Rate6.75%

Loan Term

Principal & Interest$2,153

Property Tax (est.)$380

Insurance (est.)$150

Total Monthly$2,683

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How to Buy This Home

Multiple financing options available for this $414,900 home in TAMPA.

🏛️

FHA Loan

$14,522 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,745 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 7, 2026.