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$580,000

3605 EAGLE NEST DRIVE, HERNANDO BEACH, FL 34607

Active18 days on market

Beds

Baths

Sq Ft

1,890 sq ft

Year Built

2024

Lot Size

0.11 acres

Garage

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About This Property

Experience elevated coastal living at its finest in this exceptional home offering a split floor plan similar to that of a duplex with 4-bedrooms, 4-bathrooms, 2-kitchens, 2-living rooms, and 2-laundry rooms, offering flexibility for a variety of living arrangements. Located in the highly sought-after community of Hernando Beach you can't go wrong with a home like this that has so much opportunity. Thoughtfully designed for both luxury and comfort, each spacious bedroom offers its own private en-suite bath, creating a perfect retreat for family and guests. From the moment you enter, you’re greeted by soaring ceilings, abundant natural light, and an open-concept layout that seamlessly blends elegance with functionality. Both kitchens feature ample cabinetry, generous counter space, and flows effortlessly into the expansive living and dining areas—ideal for entertaining on any scale. Step outside and embrace the true Florida lifestyle. Whether you're enjoying peaceful mornings with coastal breezes or hosting sunset gatherings, the outdoor living spaces provide the perfect backdrop. With close proximity to the Gulf, this property is a dream for boating and fishing enthusiasts alike. Perfect as a primary residence, luxury vacation home, or income-producing investment, this home offers the best of living in one of Florida’s hidden gems. Schedule your private showing today and discover the lifestyle you deserve. USDA ELIGIBLE PROPERTY!!

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8520896

StatusActive

Year Built2024

Stories2

Total Rooms7

ConstructionBlock, Concrete, Stucco, Vinyl Siding, Wood Frame

RoofShingle

FoundationStilt/On Piling

FacesSouth

SubdivisionGULF COAST RET

CountyHernando

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Thermostat

FlooringLaminate

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer

LaundryLaundry Room

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorBalcony

Lot Size0.11 acres (5,000 sq ft)

Road SurfaceAsphalt, Paved

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$580,000

Original Price$599,000

Annual Taxes$5,518 (2025)

FinancingCash, Conventional, FHA, USDA Loan, VA Loan

ZoningR1

Parcel #R1222316189000500090

Directions

Take Osowaw Blvd. to Shoal Line Blvd., turn right onto Shoal Line Blvd. and take Shoal Line Blvd. to Calienta Street and veer left onto Calienta Street. Calienta Street will turn into Pine Dale Court where you will take an immediate right turn onto Maplewood Drive. Maplewood Drive will turn left and turn into Eagle Nest Drive. Arrive at your destination on the right at 3605 Eagle Nest Drive, Hernando Beach, FL. 34607.

Location

3605 EAGLE NEST DRIVE, HERNANDO BEACH, FL 34607

Listing Information

OfficeALIGN RIGHT REALTY LLC

ListedJune 19, 2026

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Home Price

$580,000

Down Payment20% ($116,000)

Interest Rate6.75%

Loan Term

Principal & Interest$3,009

Property Tax (est.)$532

Insurance (est.)$150

Total Monthly$3,691

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How to Buy This Home

Multiple financing options available for this $580,000 home in HERNANDO BEACH.

🏛️

FHA Loan

$20,300 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$29,000 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hernando County SHIP

Varies

Income-qualifying Hernando residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 7, 2026.