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$120,000

5090 BAY STREET NE UNIT 121, ST PETERSBURG, FL 33703

Active14 days on market

Beds

Baths

Sq Ft

1,025 sq ft

Year Built

1981

Lot Size

2.00 acres

Garage

—

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About This Property

Outstanding opportunity to own a ground-floor 2-bedroom, 2-bath condominium in the desirable Winston Park Northeast 55+ community. This unit did not flood during the 2024 hurricanes. The covered parking space is directly in front of the unit. It is being sold As-Is following a plumbing leak that originated beneath the floor. The entire unit has been professionally re-piped, damaged drywall has been repaired, and water was extracted from the carpeting. The bathroom vanities have been removed and will not be replaced, and the carpeting is being sold as-is. Other flooring areas were not affected by the leak. The screened balcony provides a comfortable outdoor space to relax, and the ground-floor location offers easy access with no stairs. This is an excellent opportunity for buyers looking to customize the interior and build equity at an attractive price. Winston Park Northeast is a popular 55+ community featuring a heated pool, clubhouse, shuffleboard, planned social activities, on-site laundry facilities, and additional storage. Conveniently located near shopping, restaurants, golf courses, Tampa International airport and vibrant downtown St. Pete, this condo offers exceptional value for someone ready to make it their own.

Property Overview

Property TypeResidential

Sub TypeCondominium

MLS #TB8522157

StatusActive

Year Built1981

Stories3

Total Rooms7

ConstructionStone, Concrete

RoofMetal

FoundationSlab

FacesEast

SubdivisionWINSTON PARK NORTHEAST

CountyPinellas

OwnershipCondominium

FurnishedPartially

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Walk-In Closet(s)

FlooringLaminate, Carpet, Tile

AppliancesCooktop, Electric Water Heater, Microwave, Refrigerator

LaundryLaundry Room, Same Floor As Condo Unit

WindowsShutters

CoolingCentral Air

HeatingCentral, Electric

Exterior & Lot

ExteriorBalcony, Irrigation System, Lighting, Sidewalk, Sliding Doors, Courtyard

Lot Size2.00 acres (106,674 sq ft)

Road SurfacePaved

Utilities

WaterNone, Public

SewerPublic Sewer

UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageNo

CarportYes

HOA & Community

HOAYes

Senior CommunityYes

Financial Details

List Price$120,000

Original Price$160,000

Annual Taxes$550 (2025)

FinancingCash, Conventional

ZoningCONDOMINIUM

Parcel #06 31 17 98409 000 1210

Directions

1st Street North to 49th Ave NE, east to Bay St, north to parking lot. Guest parking on the right.

Location

5090 BAY STREET NE UNIT 121, ST PETERSBURG, FL 33703

Listing Information

OfficeLUXURY & BEACH REALTY INC

ListedJune 25, 2026

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Home Price

$120,000

Down Payment20% ($24,000)

Interest Rate6.75%

Loan Term

Principal & Interest$623

Property Tax (est.)$110

Insurance (est.)$150

Total Monthly$883

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How to Buy This Home

Multiple financing options available for this $120,000 home in ST PETERSBURG.

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Conventional

$6,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 9, 2026.