1 / 43

$618,900

3073 MOUNTAIN SPRUCE TERRACE, WESLEY CHAPEL, FL 33543

Active0 days on market

Beds

Baths

Sq Ft

2,591 sq ft

Year Built

2021

Lot Size

0.12 acres

Garage

View Virtual Tour

About This Property

Welcome to Winding Ridge! Step into this beautifully maintained Diana model by GL Homes! This home is loaded with over 100k in upgrades, including a 4th bedroom option, upgraded kitchen, upgraded second floor laundry room with LG front loading washer and dryer, ceiling speakers in living room and lanai, pavered driveway and lanai. Step outside onto your screened in lanai and enjoy the music while staring out at the pond in your fenced in yard. Don't worry about the yard work, it's all included in your HOA and NO CDD! Relax and enjoy all the top-tier resort-style amenities that Winding Ridge has to offer. Including acres of beautiful preserves, tranquil lakes, stunning multi-million-dollar entrance, resort style pool, and cabana, party pavilion, tennis, basketball, and pickleball courts, and a gorgeous clubhouse with fitness center. Don't worry, there's plenty for the kiddies to do as well, including a kiddie pool, splash pad, water play area, and playground. All appliances stay with the house. Couch in living room is negotiable.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8528123

StatusActive

Year Built2021

Stories2

Total Rooms13

ConstructionBlock, Wood Frame

RoofShingle

FoundationSlab

FacesEast

SubdivisionWINDING RIDGE

CountyPasco

OwnershipFee Simple

FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s)

FlooringCarpet, Ceramic Tile

AppliancesDishwasher, Dryer, Range, Refrigerator, Washer

LaundryLaundry Room

CoolingCentral Air

HeatingElectric, Natural Gas

Exterior & Lot

ExteriorIrrigation System, Sliding Doors

Lot Size0.12 acres (5,331 sq ft)

Road SurfaceAsphalt

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesElectricity Connected, Natural Gas Available, Natural Gas Connected, Public, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes

HOA Fee$1,368 / Quarterly

Senior CommunityNo

Financial Details

List Price$618,900

Annual Taxes$5,259 (2025)

FinancingCash, Conventional

ZoningMPUD

Parcel #202623007.0000.00381.0

Schools

ElementaryDouble Branch Elementary

MiddleThomas E Weightman Middle-PO

HighWesley Chapel High-PO

Directions

From I75, head east on SR 56. Turn left on and head North on Great Banyan Way. Turn right heading East on Hollow Hickory Place, then left heading North on Mountain Spruce Terrace. House is on the left.

Location

3073 MOUNTAIN SPRUCE TERRACE, WESLEY CHAPEL, FL 33543

Listing Information

OfficeCHARLES RUTENBERG REALTY INC

ListedJuly 10, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$618,900

Down Payment20% ($123,780)

Interest Rate6.75%

Loan Term

Principal & Interest$3,211

Property Tax (est.)$567

Insurance (est.)$150

Total Monthly$3,929

Full Calculator →

Nearby Schools

Elementary School

Double Branch Elementary

View on GreatSchools →

Middle School

Thomas E Weightman Middle-PO

View on GreatSchools →

High School

Wesley Chapel High-PO

View on GreatSchools →

How to Buy This Home

Multiple financing options available for this $618,900 home in WESLEY CHAPEL.

🏦

Conventional

$30,945 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

More Homes in Wesley Chapel

All Homes

Browse listings

Pool Homes

Wesley Chapel

New Construction

Wesley Chapel

Open Houses

Wesley Chapel

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 11, 2026.