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Beds
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Baths
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Year Built
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Lot Size
0.16 acres
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Exceptional waterfront redevelopment opportunity in the heart of Indian Rocks Beach. Cleared and ready for your vision, this prime 6,800+ sq ft Intracoastal lot offers the ideal setting to build a luxury coastal residence in one of Pinellas County’s most sought-after beach communities. With direct water access and a private dock already in place, future owners can enjoy boating, kayaking, paddleboarding, and fishing right from their backyard. Whether you’re a builder looking for your next standout project or an investor seeking a high-demand waterfront location, the possibilities here are undeniable. Situated on the golf cart-friendly streets of IRB, this property offers the laid-back beach lifestyle buyers are searching for, with convenient access to local restaurants, shops, and designated golf cart parking throughout town. Just moments from public beach access and miles of Gulf coastline, the location blends waterfront living with walkable beach-town charm. Nearby Kolb Park adds even more appeal with tennis and pickleball courts, a skate park, playground, basketball court, and community ball fields. Zoned for top-rated schools and ideally positioned with easy access to Tampa, St. Petersburg, and two international airports, this is a rare chance to secure a premium waterfront homesite in a high-demand redevelopment corridor.
From FL-688 W, Turn right onto Gulf Blvd. Turn right onto 11th Ave. Turn left onto Bay Pine Blvd. Slight right onto 12th Ave N. Home is on the right.
317 12TH AVENUE, INDIAN ROCKS BEACH, FL 33785
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Multiple financing options available for this $895,000 home in INDIAN ROCKS BEACH.
🏛️
$31,325 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
$44,750 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
$0 Down
Zero down for eligible rural areas. Income limits apply.
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: April 5, 2026.
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