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$365,000

3425 STONEWAY DRIVE, LAKELAND, FL 33812

Active223 days on market

Beds

Baths

Sq Ft

1,669 sq ft

Year Built

2005

Lot Size

0.24 acres

Garage

About This Property

New Stainless Steel Appliances!!! Virtually Staged. Welcome to this inviting 4 bedroom, 2 bathroom home located in South Lakeland. Offering a comfortable and functional layout, this home provides spacious main living area, a generous kitchen, and well- sized bedrooms ideal for families, guests, or a home office. Step outside to your private, fenced-in backyard that has Avocado, Fig, Peach Tree, and Pineapples. This home has a new roof 2023 and newer HVAC. Located just minutes from local parks, shopping, and dining. Don’t miss the opportunity to make this property your own!

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #P4937162

StatusActive

Year Built2005

Stories1

Total Rooms6

ConstructionBlock

RoofShingle

FoundationSlab

FacesSouth

SubdivisionCLUBHOUSE HERITAGE PH 02

CountyPolk

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Open Floorplan, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments

FlooringTile

AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator

LaundryLaundry Room

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorSprinkler Metered

Lot Size0.24 acres (10,250 sq ft)

Road SurfaceAsphalt

Utilities

WaterPublic

SewerSeptic Tank

UtilitiesCable Available, Cable Connected, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes

HOA Fee$100 / Annually

Senior CommunityNo

Financial Details

List Price$365,000

Original Price$394,900

Annual Taxes$1,837 (2024)

FinancingCash, Conventional, FHA, VA Loan

ZoningRESI

Parcel #242910280563000370

Directions

Hwy 98S to Clubhouse Road. Turn Right. Go to Banana Lake Road. Turn Right. Go to Stoneway Drive go straight and home on your left.

Location

3425 STONEWAY DRIVE, LAKELAND, FL 33812

Listing Information

OfficeCENTURY 21 MYERS REALTY

ListedNovember 29, 2025

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Home Price

$365,000

Down Payment20% ($73,000)

Interest Rate6.75%

Loan Term

Principal & Interest$1,894

Property Tax (est.)$335

Insurance (est.)$150

Total Monthly$2,378

Full Calculator →

How to Buy This Home

Multiple financing options available for this $365,000 home in LAKELAND.

🏛️

FHA Loan

$12,775 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 10, 2026.