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$169,990

6643 TRAIL RIDGE DRIVE UNIT 00, LAKELAND, FL 33813

3D Tour
Active141 days on market

Beds

2

Baths

2

Sq Ft

1,209 sq ft

Year Built

1986

Lot Size

0.11 acres

Garage

—

About This Property

Located in the desirable Bluffs of Christina community, offers an excellent opportunity for low-maintenance, carefree living in a well-established South Lakeland neighborhood. This property is ideal for buyers seeking a maintenance-free lifestyle, with community services that typically include exterior upkeep, lawn care, and common area maintenance—allowing residents to focus on enjoying their home rather than managing it. The Bluffs of Christina is known for its quiet, residential setting with mature landscaping, tree-lined streets, and a strong sense of community. Conveniently situated near shopping, dining, medical facilities, and major roadways, the location provides easy access to everything Lakeland has to offer while maintaining a peaceful, tucked-away feel. Whether for a primary residence or seasonal use, this home presents a practical and attractive option for buyers looking to simplify their living experience without sacrificing location or community appeal.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8507290
StatusActive
Year Built1986
Stories1
Total Rooms4
ConstructionStucco, Wood Frame
RoofShingle
FoundationSlab
FacesEast
SubdivisionBLUFFS CHRISTINA 01
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Thermostat
FlooringCeramic Tile, Laminate
AppliancesDishwasher, Electric Water Heater, Microwave, Range
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Lighting, Playground, Sidewalk
Lot Size0.11 acres (4,981 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterNone
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$750 / Monthly
Senior CommunityNo

Financial Details

List Price$169,990
Original Price$179,990
Annual Taxes$2,444 (2025)
Parcel #2329241418400110100

Schools

ElementaryScott Lake Elem
MiddleSouthwest Middle School
HighGeorge Jenkins High

Directions

From South Florida Ave (US-98), turn east onto W. Christina Blvd. Continue to the entrance of The Bluffs of Christina, then turn onto Trail Ridge Dr. Follow Trail Ridge Dr to 6643 Trail Ridge Dr, property will be on the right.

Location

6643 TRAIL RIDGE DRIVE UNIT 00, LAKELAND, FL 33813

Listing Information

OfficeBULLS REALTY LLC
ListedMay 11, 2026

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Home Price

$169,990

20% ($33,998)
6.75%

Loan Term

Principal & Interest$882
Property Tax (est.)$156
Insurance (est.)$150
Total Monthly$1,188
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $169,990 home in LAKELAND.

🏛️

FHA Loan

$5,950 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$8,500 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 2, 2026.

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