1 / 26

$295,000

1345 TERRACE ROAD, CLEARWATER, FL 33755

Active0 days on market

Beds

Baths

Sq Ft

1,134 sq ft

Year Built

1955

Lot Size

0.16 acres

Garage

—

About This Property

Completely renovated and move-in ready! This beautifully updated 3-bedroom, 1-bath home features a new roof (2024), new HVAC system, new water heater, luxury vinyl plank flooring throughout, a fully remodeled bathroom, and a brand-new kitchen with New stainless steel appliances. A dedicated laundry area with a full-size washer and dryer is also included for added convenience. The bright, open floor plan offers comfortable living with stylish modern finishes throughout. Ideally located just minutes from Downtown Clearwater, award-winning Clearwater Beach, shopping, restaurants, parks, golf courses, and major highways. Conveniently situated near Sandy Lane Elementary, Dunedin Highland Middle School, and Dunedin High School, making it an excellent choice for families. Enjoy nearby attractions including Clearwater Country Club, Crest Lake Park, and all the amenities that make Clearwater one of Florida's most desirable communities. Perfect for first-time homebuyers, downsizers, or investors, this turnkey home offers the ideal combination of quality upgrades, convenience, and location. Schedule your private showing today!

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #S5153458

StatusActive

Year Built1955

Total Rooms3

ConstructionBlock

RoofShingle

FoundationSlab

FacesNorth

SubdivisionBETTY LANE HEIGHTS 2ND ADD

CountyPinellas

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Open Floorplan

FlooringLuxury Vinyl

AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

LaundryLaundry Room

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorLighting, Private Mailbox

Lot Size0.16 acres (6,778 sq ft)

Road SurfaceAsphalt

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesElectricity Available

Parking

GarageNo

CarportYes

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$295,000

Annual Taxes$3,744 (2025)

Parcel #032915083880010160

Directions

Get on FL-60 W from George J Bean Pkwy 5 min (3.3 mi) Continue onto FL-60 W Pass by Taco Bell (on the right in 13.2 mi) 21 min (14.0 mi) Continue on S Highland Ave. Drive to Terrace Rd

Location

1345 TERRACE ROAD, CLEARWATER, FL 33755

Listing Information

OfficeJUPITER PROPERTIES, INC

ListedJuly 10, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$295,000

Down Payment20% ($59,000)

Interest Rate6.75%

Loan Term

Principal & Interest$1,531

Property Tax (est.)$270

Insurance (est.)$150

Total Monthly$1,951

Full Calculator →

How to Buy This Home

Multiple financing options available for this $295,000 home in CLEARWATER.

🏛️

FHA Loan

$10,325 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,750 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

More Homes in Clearwater

All Homes

Browse listings

Pool Homes

Clearwater

New Construction

Clearwater

Open Houses

Clearwater

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 10, 2026.