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$298,000

1010 PLAZA STREET, CLEARWATER, FL 33755

Active110 days on market

Beds

Baths

Sq Ft

1,088 sq ft

Year Built

1927

Lot Size

0.11 acres

Garage

—

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About This Property

Super 2 bedroom vintage house in downtown Clearwater. High ceilings throughout. Combo living room - dining room has a brick fireplace (closed) and opens to a large function kitchen. Laundry room is off the kitchen. Two good bedrooms and end updated bathroom with a brand new large walk-in shower. Good driveway and large back yard with a shed. The air handler and condenser have just been replaced with the newest models. More photos inside soon!

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8486662

StatusActive

Year Built1927

Stories1

Total Rooms5

ConstructionWood Frame, Wood Siding

RoofShingle

FoundationCrawlspace

FacesSouth

SubdivisionPLAZA PARK ADD CLEARWATER IMPROV CO CORR

CountyPinellas

OwnershipFee Simple

Interior Features

InteriorLiving Room/Dining Room Combo

FlooringHardwood

AppliancesDryer, Range, Refrigerator

LaundryLaundry Room

CoolingCentral Air

HeatingCentral, Electric

FireplaceYes ()

Exterior & Lot

ExteriorBalcony, Garden

Lot Size0.11 acres (4,970 sq ft)

Lot Dimensions50 x 100

Road SurfaceAsphalt

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$298,000

Original Price$310,000

Annual Taxes$157 (2025)

Parcel #102915720000080061

Directions

MLK to Plaza

Location

1010 PLAZA STREET, CLEARWATER, FL 33755

Listing Information

OfficeHIGH POINT REALTY INC

ListedMarch 13, 2026

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Home Price

$298,000

Down Payment20% ($59,600)

Interest Rate6.75%

Loan Term

Principal & Interest$1,546

Property Tax (est.)$273

Insurance (est.)$150

Total Monthly$1,969

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How to Buy This Home

Multiple financing options available for this $298,000 home in CLEARWATER.

🏛️

FHA Loan

$10,430 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,900 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 1, 2026.