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$499,000

427 BOCA CIEGA POINT BOULEVARD N, ST PETERSBURG, FL 33708

Active174 days on market

Beds

Baths

Sq Ft

1,400 sq ft

Year Built

1973

Lot Size

—

Garage

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About This Property

PRICE IMPROVEMENT! NOW OFFERED AT $499,000 AND FURNISHED! Fully remodeled waterfront villa located in the boating haven of Boca Ciega Point. The home features updated flooring, refreshed interior paint, a modernized kitchen with granite countertops, stainless steel appliances, and abundant cabinet storage, along with redesigned bathrooms finished with granite countertops. Major systems have been recently replaced, including the HVAC system, water heater, washer, and dryer. The layout includes two generously sized bedrooms and two full bathrooms. The primary bedroom offers an en-suite bathroom and a walk-in closet, providing a comfortable and functional retreat. Enjoy morning coffee in your private front courtyard or unwind on the rear patio with views of the Intracoastal Waterway, where dolphins are frequently seen passing by. Living in Boca Ciega Point provides access to a wide range of community amenities, including a year-round heated pool, sauna, pickleball, tennis, bocce ball, and shuffleboard courts, clubhouse, fitness center, putting green, and organized social clubs. Security is enhanced with a 24-hour Envera staffed service kiosk. Conveniently situated just minutes from the Gulf beaches and a short drive to vibrant downtown St. Petersburg, with grocery stores, banks, restaurants, and medical facilities all within a five-minute drive. Schedule your private tour today and claim this Florida waterfront retreat as your own.

Property Overview

Property TypeResidential

Sub TypeVilla

MLS #TB8465670

StatusActive

Year Built1973

Stories1

Total Rooms6

ConstructionBlock, Stucco

RoofShingle

FoundationSlab

FacesSoutheast

SubdivisionBOCA CIEGA POINT EAST

CountyPinellas

OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Crown Molding, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Skylight(s), Solid Surface Counters, Thermostat, Walk-In Closet(s)

FlooringTile

AppliancesCooktop, Dishwasher, Disposal, Dryer, Freezer, Ice Maker, Microwave, Range, Refrigerator, Washer

LaundryIn Garage

CoolingCentral Air

HeatingCentral

FireplaceYes ()

SecuritySecurity Gate

Exterior & Lot

ExteriorCourtyard, Hurricane Shutters, Lighting, Private Mailbox, Rain Gutters, Shade Shutter(s), Sidewalk

Road SurfacePaved

Waterfront

WaterfrontYes

FeaturesCanal Front, Gulf/Ocean Front, Waterfront, Canal - Saltwater, Intracoastal Waterway

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes

HOA Fee$1,091 / Monthly

Senior CommunityYes

Financial Details

List Price$499,000

Original Price$565,000

Annual Taxes$5,544 (2024)

FinancingCash, Conventional

Parcel #043115096570162805

Directions

Boca Ciega Point entrance on the West side of 113th St. Upon entering, follow the instructions to present your ID to the 24 hour kiosk at the gate. Turn right after passing guard gate, following Boca Ciega Point Blvd N. 427 will be on your left.

Location

427 BOCA CIEGA POINT BOULEVARD N, ST PETERSBURG, FL 33708

Listing Information

OfficeBHHS FLORIDA PROPERTIES GROUP

ListedJanuary 16, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$499,000

Down Payment20% ($99,800)

Interest Rate6.75%

Loan Term

Principal & Interest$2,589

Property Tax (est.)$457

Insurance (est.)$150

Total Monthly$3,197

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How to Buy This Home

Multiple financing options available for this $499,000 home in ST PETERSBURG.

🏦

Conventional

$24,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 9, 2026.