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$417,000

5126 104TH STREET N, ST PETERSBURG, FL 33708

Active49 days on market

Beds

Baths

Sq Ft

1,571 sq ft

Year Built

1956

Lot Size

0.17 acres

Garage

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About This Property

Just 2.5 miles from Madeira Beach in a quiet neighborhood, this updated 4-bedroom, 2-bathroom block home with HIGH CEILINGS offers the rare combination of coastal proximity, practical upgrades, and investment flexibility - all outside of a flood zone (Zone X). Located in unincorporated St. Petersburg, the property sits on a spacious CORNER LOT with abundant parking and room for boats, RVs, or additional toys. Recent improvements include a 2020 ROOF, 2024 IMPACT WINDOWS, 2023 SOLAR PANELS (to be paid off at closing!), an updated electrical panel, a 2023 HVAC system, a tankless water heater, and updated ceiling fans. The backyard was designed for enjoying Florida living, complete with a shaded OUTDOOR BAR and GRILL AREA, two STORAGE SHEDS (one with electric), and RV plumbing/electric hookup already in place. Zoned for A/B rated elementary & middle schools. A versatile property with income potential and easy access to the beaches, restaurants, shopping, and all that Pinellas County has to offer. This home truly offers the best of life by the beach that checks all the boxes, while being a safe, energy-efficient fortress that’s ready for your personal touch.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8511231

StatusActive

Year Built1956

Total Rooms5

ConstructionBlock

RoofShingle

FoundationSlab

FacesEast

SubdivisionORANGE ESTATES OF ST PETE 1ST ADD

CountyPinellas

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Window Treatments

FlooringConcrete, Terrazzo

AppliancesBuilt-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Refrigerator, Tankless Water Heater, Washer

LaundryIn Garage

WindowsENERGY STAR Qualified Windows, Storm Window(s), Window Treatments

CoolingCentral Air

HeatingCentral, Electric, Solar

SecuritySecurity Lights

Exterior & Lot

ExteriorLighting, Storage

FencingChain Link

Other StructuresGazebo, Shed(s), Storage, Workshop

Lot Size0.17 acres (7,584 sq ft)

Lot Dimensions76 x 103

Lot FeaturesCorner Lot, Near Public Transit, Unincorporated

Road SurfacePaved, Asphalt

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesElectricity Connected, Public, Sewer Connected, Solar, Street Lights, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$417,000

Original Price$419,000

Annual Taxes$5,092 (2025)

FinancingCash, Conventional, VA Loan

ZoningR-3

Parcel #033115641340000590

Schools

ElementaryOrange Grove Elementary-PN

MiddleOsceola Middle-PN

HighSeminole High-PN

Directions

From Seminole Blvd turn East on 53rd Ave N, veer right on 106th St N, continue to 51st Ter N, turn right on 104th St N, house is the corner lot of 104th St N and 51st Ter N.

Location

5126 104TH STREET N, ST PETERSBURG, FL 33708

Listing Information

OfficeCENTURY 21 BEGGINS

ListedMay 21, 2026

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Home Price

$417,000

Down Payment20% ($83,400)

Interest Rate6.75%

Loan Term

Principal & Interest$2,164

Property Tax (est.)$382

Insurance (est.)$150

Total Monthly$2,696

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Nearby Schools

Elementary School

Orange Grove Elementary-PN

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Middle School

Osceola Middle-PN

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High School

Seminole High-PN

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How to Buy This Home

Multiple financing options available for this $417,000 home in ST PETERSBURG.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,850 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 9, 2026.