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$579,000

8914 MEMORIAL HIGHWAY, TAMPA, FL 33615

Active90 days on market

Beds

Baths

Sq Ft

1,812 sq ft

Year Built

1962

Lot Size

0.29 acres

Garage

—

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About This Property

Price Reduction, very Motivated Seller. Beautiful Waterfront Home in Tampa – No HOA, No Deed Restrictions Enjoy true Florida waterfront living with 60 feet of waterfront frontage, complete with seawall, boat dock with lift, and floating dock—perfect for boating, paddleboarding, fishing, or simply relaxing while taking in sunset views. Situated on over 12,600 square feet of land, the spacious backyard is built for entertaining and outdoor living. Features include a modern pergola with adjustable open/closed roof, fire pit area, hammock retreat beneath mature trees, and covered outdoor storage for canoes, paddleboards, or surfboards. This beautifully updated 3-bedroom, 2-bath home offers an open layout with a large kitchen, dining area, living room, and additional family room. The attached carport and enclosed patio provide flexible indoor-outdoor living space. Major updates were done with permits provide peace of mind, including: New roof, New A/C and heating unit, All appliances, including hot water heater (2 years old) New drywall Fresh interior and exterior paint Hurricane-impact windows, New electrical panel and updated wiring, New lighting, New flooring, Quartz kitchen countertops, New kitchen New septic tank and drain field, and Two fully updated bathrooms with new plumbing. Step outside to your private waterfront oasis with shaded seating areas, mature trees, a beautiful wood deck, enclosed washer/dryer and workshop area, and room to enjoy the Florida lifestyle year-round. Conveniently located just minutes from the airport, major highways, restaurants, shopping, beaches, and more. Move in ready, this is a must see waterfront home.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8496220

StatusActive

Year Built1962

Stories1

Total Rooms4

ConstructionBlock

RoofBuilt-Up, Shingle

FoundationBlock

FacesEast

SubdivisionWATERFRONT ESTATES UNIT 1

CountyHillsborough

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Other, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments

FlooringLuxury Vinyl

AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Ice Maker, Microwave, Range, Refrigerator, Washer

LaundryCorridor Access

CoolingCentral Air

HeatingCentral, Electric, Heat Pump

Exterior & Lot

ExteriorFire Pit, Private Entrance, Private Mailbox, Private Yard, Rain Gutters, Storage

Other StructuresShed(s)

Lot Size0.29 acres (12,600 sq ft)

Lot Dimensions60 x 210

Lot FeaturesFlood Insurance Required

Road SurfaceAsphalt, Paved

ViewTrees/Woods, Water

Waterfront

WaterfrontYes

FeaturesCanal - Saltwater

Utilities

WaterPublic

SewerSeptic Tank

UtilitiesCable Connected, Electricity Connected, Sewer Connected

Parking

GarageNo

CarportYes

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$579,000

Original Price$599,000

Annual Taxes$3,776 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningRSC-6

Parcel #U3428170C300000000004.0

Directions

From the airport, take the veterans expressway to memorial drive heading north. Go through intersection of Hillsborough and Memorial drive. Turn left by seven eleven and follow on memorial about .3 mile. Home is on the left or west side of road. 8914 memorial drive Tampa, Florida

Location

8914 MEMORIAL HIGHWAY, TAMPA, FL 33615

Listing Information

OfficeEXP REALTY LLC

ListedApril 11, 2026

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Pick a Day

Preferred Time

Home Price

$579,000

Down Payment20% ($115,800)

Interest Rate6.75%

Loan Term

Principal & Interest$3,004

Property Tax (est.)$531

Insurance (est.)$150

Total Monthly$3,685

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How to Buy This Home

Multiple financing options available for this $579,000 home in TAMPA.

🏛️

FHA Loan

$20,265 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$28,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 10, 2026.