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$224,900

1016 ROSERY ROAD NW, LARGO, FL 33770

Active40 days on market

Beds

Baths

Sq Ft

748 sq ft

Year Built

1946

Lot Size

0.13 acres

Garage

—

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About This Property

Charming and full of character, this 2-bedroom, 1-bath bungalow is located in the heart of Largo just minutes from the Gulf beaches, shopping, restaurants, and Largo Medical Center. Inside, you'll find an updated kitchen featuring stone countertops, plank flooring, and modern upgrades including newer electrical, HVAC, hot water heater, NEW ROOF in 2025 and updated windows for added efficiency and peace of mind. The indoor laundry area adds convenience, while the cozy layout makes the home feel warm and inviting. Enjoy a large yard with plenty of room to relax or entertain, all in a centrally located neighborhood close to Pinellas County amenities. Whether you're looking for a primary residence, seasonal getaway, or investment opportunity, this gem with a little bit of love is one you won't want to miss!

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8513139

StatusActive

Year Built1946

Stories1

Total Rooms6

ConstructionVinyl Siding

RoofShingle

FoundationSlab

FacesSouth

SubdivisionHIGHLAND PARK

CountyPinellas

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Solid Surface Counters, Thermostat

FlooringCeramic Tile, Laminate

AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

LaundryInside

CoolingCentral Air

HeatingElectric

Exterior & Lot

ExteriorPrivate Mailbox, Private Yard

Lot Size0.13 acres (5,689 sq ft)

Lot Dimensions50 x 114

Road SurfaceAsphalt

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesCable Available, Electricity Connected, Sewer Connected

Parking

GarageNo

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$224,900

Original Price$240,000

Annual Taxes$3,810 (2025)

FinancingCash, Conventional, FHA, VA Loan

Parcel #282915389880300080

Schools

ElementaryPonce de Leon Elementary-PN

HighLargo High-PN

Directions

From downtown Largo, head west on West Bay Drive, then turn right onto 11th Street NW. Continue north for about 0.5 miles, then turn left onto Rosery Road NW. The property at 1016 Rosary Rd NW will be on your right in a quiet residential area near the downtown corridor.

Location

1016 ROSERY ROAD NW, LARGO, FL 33770

Listing Information

OfficeLPT REALTY, LLC

ListedMay 28, 2026

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Home Price

$224,900

Down Payment20% ($44,980)

Interest Rate6.75%

Loan Term

Principal & Interest$1,167

Property Tax (est.)$206

Insurance (est.)$150

Total Monthly$1,523

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Nearby Schools

Elementary School

Ponce de Leon Elementary-PN

View on GreatSchools →

High School

Largo High-PN

View on GreatSchools →

How to Buy This Home

Multiple financing options available for this $224,900 home in LARGO.

🏛️

FHA Loan

$7,872 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,245 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 7, 2026.