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$743,900

125 HARBOR BLUFF DRIVE, LARGO, FL 33770

3D Tour
Active122 days on market

Beds

4

Baths

3

Sq Ft

2,567 sq ft

Year Built

1954

Lot Size

0.29 acres

Garage

—

About This Property

Welcome to 125 Harbor Bluffs Drive, where generous living spaces, a versatile floor plan, and an exceptional Harbor Bluffs location combine to create an outstanding opportunity. With fresh pricing, buyers seeking space, flexibility, and the ability to add their own personal style will appreciate everything this 4-bedroom, 3-bath home has to offer. The main level features an open living and dining area anchored by a fireplace, creating a comfortable setting for everyday living and entertaining. The kitchen has been updated with stone countertops and stainless steel appliances, while both main-level bathrooms also feature stone surfaces for a cohesive look. The primary suite includes a private bath, accompanied by two additional bedrooms and a guest bath. French doors open to a spacious patio, pool, and fenced backyard designed for enjoying Florida's outdoor lifestyle. The expansive deck provides ample room for outdoor dining, relaxing, or creating the outdoor entertaining space you've envisioned, with plenty of room for a future grill station or outdoor kitchen. One of the home's standout features is its flexible multi-level design. The lower level offers a large bonus room plus an additional flex space ideal for a media room, home office, fitness area, hobby room, or game room. The upper level features a private guest suite complete with its own living area, bedroom, full bath, and separate exterior entrance—an ideal setup for extended guests, multi-generational living, or added privacy. A circular driveway provides convenient access and additional parking. Harbor Bluffs offers convenient access to many of the area's most popular destinations, including approximately 3 miles to Indian Rocks Beach and Belleair Beach, 5 miles to Downtown Clearwater, 20 miles to Downtown St. Petersburg, and 18 miles to Tampa International Airport. Nearby parks, marinas, golf courses, waterfront recreation, shopping, dining, and everyday conveniences are all just minutes away. If you've been waiting for a spacious home in Harbor Bluffs with the opportunity to personalize over time, this is one worth seeing. All information is believed to be accurate but is not guaranteed. Buyers and agents to verify all facts and information pertinent to their purchase decision.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8496539
StatusActive
Year Built1954
Stories1
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationOther, Slab
FacesSouth
SubdivisionHARBOR BLUFFS SEC 1
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringLaminate, Other, Tile
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorFrench Doors, Other
Lot Size0.29 acres (12,502 sq ft)
Lot Dimensions100 x 125
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesOther
SpaIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$420 / Annually
Senior CommunityNo

Financial Details

List Price$743,900
Original Price$789,900
Annual Taxes$9,147 (2025)
FinancingCash, Conventional, Other
ZoningR-3
Parcel #322915356400030130

Schools

ElementaryMildred Helms Elementary-PN
MiddleLargo Middle-PN
HighLargo High-PN

Directions

From West Bay Drive, head south on Indian Rocks Road, then turn right on Habor Bluff Drive to property on the right.

Location

125 HARBOR BLUFF DRIVE, LARGO, FL 33770

Listing Information

OfficeRESULTS REAL ESTATE INC
ListedApril 10, 2026

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Home Price

$743,900

20% ($148,780)
6.75%

Loan Term

Principal & Interest$3,860
Property Tax (est.)$682
Insurance (est.)$150
Total Monthly$4,692
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $743,900 home in LARGO.

🏦

Conventional

$37,195 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 23, 2026.

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