1 / 25

$149,900

4000 3RD STREET N UNIT 304, ST PETERSBURG, FL 33703

Active27 days on market

Beds

Baths

Sq Ft

585 sq ft

Year Built

1969

Lot Size

—

Garage

—

View Virtual Tour

About This Property

Adorable and affordable--your updated coastal retreat awaits! Come live the St Pete lifestyle you've dreamed of without breaking the bank! This wonderful one bedroom one bath condo is meticulously updated and in the perfect location. Living larger than on paper, this home features light and bright coastal design, luxury plank flooring throughout, custom kitchen with built ins, quartz countertops, ample storage, new appliances... the list goes on. No need for a car, this location is conveniently across from Whole Foods, Cali, Publix, CVS, Starbucks, Crunch Fitness. Walk or bike to Coffee Pot Bayou or Crescent Lake Park for some pickle ball! Only a short 5 minute ride to Downtown St Petersburg’s amazing dining and arts scene as well as North shore Park, state of the art pier, and Dali Museum. Close to Award Winning Gulf Beaches! Low condo fees include water, trash, sewer, cable, internet, a community pool, a bike rack, and convenient on site laundry facilities. This home is truly a must see, move in ready, St Pete gem! Schedule your tour today and see for yourself!

Property Overview

Property TypeResidential

Sub TypeCondominium

MLS #TB8514293

StatusActive

Year Built1969

Stories4

Total Rooms3

ConstructionConcrete

RoofMembrane

FoundationSlab

FacesSouth

SubdivisionNORTHWICK ARMS CONDO

CountyPinellas

OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Stone Counters, Thermostat

FlooringLaminate, Tile

AppliancesRange, Refrigerator

LaundryCommon Area, Inside

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorNone

Road SurfacePaved

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Phone Available, Sewer Available, Water Available

Parking

GarageNo

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$149,900

Original Price$165,000

Annual Taxes$577 (2025)

FinancingCash, Conventional, FHA, VA Loan

Parcel #063117616160003040

Directions

4th Street to 41st Ave N. Go east to 3rd St , South to address. Park in Visitors Space for showings.

Location

4000 3RD STREET N UNIT 304, ST PETERSBURG, FL 33703

Listing Information

OfficeKELLER WILLIAMS ST PETE REALTY

ListedJune 12, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$149,900

Down Payment20% ($29,980)

Interest Rate6.75%

Loan Term

Principal & Interest$778

Property Tax (est.)$137

Insurance (est.)$150

Total Monthly$1,065

Full Calculator →

How to Buy This Home

Multiple financing options available for this $149,900 home in ST PETERSBURG.

🏛️

FHA Loan

$5,247 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$7,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

More Homes in St. Petersburg

All Homes

Browse listings

Pool Homes

St. Petersburg

New Construction

St. Petersburg

Open Houses

St. Petersburg

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 10, 2026.