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$109,000

11562 W BAYSHORE DRIVE, CRYSTAL RIVER, FL 34429

Closed21 days on market

Beds

Baths

Sq Ft

1,584 sq ft

Year Built

1972

Lot Size

0.04 acres

Garage

—

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About This Property

Virtually Staged. Welcome to the Islands & Dixie Shores—one of Crystal River’s most sought-after waterfront communities. This beautifully updated 2-bedroom, 2-bathroom condo offers stunning waterfront views with serene sawgrass scenery that creates a true coastal setting. Enjoy breathtaking sunsets each evening from a rare vantage point—no condos directly behind you, just open views and peaceful surroundings. Step outside to the patio with plenty of room for a table and chairs—great for relaxing, entertaining, or taking in the view. Spend your mornings and evenings watching fish jump, birds glide across the water, and local wildlife come to life right in your backyard. Residents enjoy fantastic amenities including a community pool, clubhouse, and tennis courts, making it easy to embrace the Florida lifestyle. Recently renovated and move-in ready, this property offers a low-maintenance waterfront lifestyle in a prime location.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8517749

StatusClosed

Year Built1972

Total Rooms3

ConstructionBlock, Stucco

RoofMetal

FoundationBlock

FacesWest

SubdivisionTHE BAY VILLAS

CountyCitrus

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)

FlooringCarpet, Ceramic Tile

AppliancesDishwasher, Microwave, Range, Refrigerator

LaundryLaundry Room

WindowsDouble Pane Windows

CoolingCentral Air

HeatingCentral, Heat Pump

SecuritySmoke Detector(s)

Exterior & Lot

ExteriorSliding Doors, Tennis Court(s)

Lot Size0.04 acres (1,602 sq ft)

Road SurfacePaved

ViewWater

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOAYes

HOA Fee$968 / Monthly

Senior CommunityNo

Financial Details

List Price$109,000

Annual Taxes$925 (2025)

ZoningCLR

Parcel #17E18S3000002A0500180

Directions

USE GPS.

Location

11562 W BAYSHORE DRIVE, CRYSTAL RIVER, FL 34429

Listing Information

OfficePLANTATION REALTY, INC.

ListedJune 10, 2026

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Home Price

$109,000

Down Payment20% ($21,800)

Interest Rate6.75%

Loan Term

Principal & Interest$566

Property Tax (est.)$100

Insurance (est.)$150

Total Monthly$815

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How to Buy This Home

Multiple financing options available for this $109,000 home in CRYSTAL RIVER.

🏛️

FHA Loan

$3,815 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$5,450 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 8, 2026.