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$277,900

11025 W HARBOR WATCH LOOP UNIT 31, CRYSTAL RIVER, FL 34428

3D Tour
Active89 days on market

Beds

2

Baths

2

Sq Ft

1,074 sq ft

Year Built

1990

Lot Size

0.02 acres

Garage

—

About This Property

NEVER FLOODED! More than a condo—it’s coastal living lifestyle! Perfectly situated in the desirable waterfront community of Pelican Cove, this furnished 2-bedroom, 1.5-bath condo offers an easy, maintenance-free way to enjoy everything Florida’s Nature Coast has to offer. Best of all, your deeded 10,000-lb boat lift puts days on the water right at your fingertips. Nestled on a quiet cul-de-sac directly across from the community pool, this mostly turnkey condo is equally suited for full-time living, a seasonal retreat, weekend getaways, or an investment opportunity. Inside, you'll find granite kitchen countertops and attractive wood-look tile flooring throughout most of the home, while the private open back porch provides a comfortable spot to relax and unwind. A covered carport adds everyday convenience. Pelican Cove is where the lifestyle really shines. Spend the afternoon at the community pool, enjoy a game of tennis or pickleball, host friends and family at the clubhouse with its full kitchen available for private events, or head out for a day on the water. Boaters will also appreciate the community fish-cleaning station and gated RV/boat storage. From your deeded boat lift, both the Springs of Crystal River and Gulf of Mexico are approximately a 20-minute boat ride, depending on which direction you head. Ownership is made even easier with an HOA fee that includes flood insurance, roof replacement, exterior painting, pest control and waste disposal as well as all outdoor maintenance, adding both convenience and value. And when you're ready to come off the water, charming downtown Crystal River is less than 2 miles away, putting local restaurants, shopping, festivals and waterfront attractions close at hand. The Suncoast Parkway is also just a few miles away, providing convenient access toward Tampa and surrounding areas. Whether you're searching for a winter escape, weekend getaway, investment property, or simply an affordable home base for enjoying Florida's Nature Coast, this is more than a place to live—it’s your opportunity to live where others vacation!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8527595
StatusActive
Year Built1990
Stories2
Total Rooms7
ConstructionWood Frame
RoofShingle
FoundationSlab
FacesSouth
SubdivisionPELICAN COVE UNREC CONDO
CountyCitrus
OwnershipFee Simple
FurnishedTurnkey

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Open Floorplan, PrimaryBedroom Upstairs, Stone Counters
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Washer
LaundryLaundry Closet
WindowsBlinds
CoolingCentral Air
HeatingHeat Pump

Exterior & Lot

ExteriorIrrigation System, Tennis Court(s)
Other StructuresTennis Court(s)
Lot Size0.02 acres (860 sq ft)
Lot FeaturesCul-De-Sac
Road SurfaceAsphalt
0

Utilities

WaterCanal/Lake For Irrigation, Public
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Sprinkler Recycled, Street Lights, Underground Utilities, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$351 / Monthly
Senior CommunityNo

Financial Details

List Price$277,900
Original Price$289,900
Annual Taxes$2,579 (2025)
FinancingCash, Conventional
ZoningPDR
Parcel #17E18S170000444400310

Schools

ElementaryCrystal River Primary School
MiddleCrystal River Middle School
HighCrystal River High School

Directions

From Hwy 19 in Crystal River turn into State Park Rd., left into Pelican Cove main entrance, right at the clubhouse, immediate right into the cul-de-sac. Condo is 2nd one on the right.

Location

11025 W HARBOR WATCH LOOP UNIT 31, CRYSTAL RIVER, FL 34428

Listing Information

OfficeTROPIC SHORES REALTY LLC
ListedJuly 9, 2026

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Home Price

$277,900

20% ($55,580)
6.75%

Loan Term

Principal & Interest$1,442
Property Tax (est.)$255
Insurance (est.)$150
Total Monthly$1,847
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $277,900 home in CRYSTAL RIVER.

🏦

Conventional

$13,895 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 5, 2026.

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