Quick Answer
Temple Terrace FL sits 8-12 miles northeast of downtown Tampa, making it one of the closer-in suburbs in Hillsborough County. Off-peak commute to downtown Tampa runs 18-28 minutes. USF is adjacent to Temple Terrace (5-10 minutes). Rush hour commutes are modest compared to Brandon or Riverview. Temple Terrace is one of the best-positioned Tampa suburbs for northeast Tampa and USF employment. Call Barrett Henry at (813) 733-7907 for buying guidance.
How Long Is the Commute from Temple Terrace?
Temple Terrace has a significant geographic advantage over most Hillsborough County suburbs: it is close. Sitting just northeast of Tampa's city limits, Temple Terrace residents have shorter baseline commutes to most Tampa employment centers than buyers in Brandon, Riverview, Wesley Chapel, or New Tampa. The trade-off for this proximity is that Temple Terrace offers older housing and lower school quality rather than more space or newer construction.
The primary routes from Temple Terrace are Fowler Avenue (SR-582) westbound to I-275, Temple Terrace Highway to I-275 via Busch Boulevard, and 56th Street (CR-583) connecting to I-4 or surface streets into east Tampa. For destinations south of downtown, I-75 access from the eastern side of Temple Terrace (33637 ZIP) is available.
| Destination | Off-Peak | AM Rush (7-9am) | Best Route | Toll? |
|---|---|---|---|---|
| Downtown Tampa | 18-28 min | 28-45 min | Fowler Ave W to I-275 S, or 56th St to I-4 W to I-275 | No |
| USF / Busch Gardens area | 5-12 min | 8-18 min | Fowler Ave W or Temple Terrace Hwy W | No |
| Westshore / Airport (TPA) | 25-35 min | 38-55 min | Fowler Ave W to I-275 S to Airport exits | No |
| MacDill AFB | 28-40 min | 42-58 min | I-275 S to Selmon W or I-275 to MacDill Ave | Optional (Selmon) |
| Brandon | 20-28 min | 28-42 min | 56th St S to SR-60 E, or I-75 S to SR-60 | No |
| Wesley Chapel | 25-35 min | 32-48 min | I-75 N to SR-54 or I-275 N to SR-54 | No |
| Carrollwood | 22-30 min | 30-45 min | Fowler Ave W to Dale Mabry N | No |
| Ybor City / East Tampa | 12-20 min | 18-30 min | 56th St S to I-4 W or surface streets via MLK | No |
Primary Routes from Temple Terrace
Fowler Avenue (SR-582) Westbound
Fowler Avenue is the main commercial and transit corridor running east-west through Temple Terrace and connecting directly to I-275. From Temple Terrace's western edge, Fowler takes you past USF and directly to I-275, which connects north to I-4 and the Selmon Expressway or south to downtown Tampa and MacDill. Fowler is a signalized arterial with heavier traffic during morning and evening rush, but because Temple Terrace is relatively close in, the total distance to I-275 is short (about 3-5 miles), keeping commute times manageable.
56th Street (CR-583) Southbound
56th Street connects Temple Terrace to I-4 (for east Tampa destinations, Brandon, and Lakeland) and to the surface street network into east Tampa neighborhoods. For commuters heading to Brandon, 56th Street south to SR-60 east is often a reasonable route avoiding interstate congestion. For downtown Tampa, 56th Street to I-4 west to I-275 is an alternative to the Fowler/I-275 route during congested periods.
I-75 Access from the Eastern Side
The eastern portion of Temple Terrace (33637 ZIP code) has reasonably quick access to I-75 via US-301 or SR-60. This makes east Temple Terrace addresses usable for commuters going north to Wesley Chapel or south to Riverview and Sun City Center. Buyers working along the I-75 corridor should prioritize a 33637 address for the shortest I-75 access.
Temple Terrace vs Nearby Communities: Commute Comparison
| Community | Tampa Off-Peak | Tampa Rush Hour | USF Access | Home Price Range |
|---|---|---|---|---|
| Temple Terrace | 18-28 min | 28-45 min | 5-12 min | $280K-$480K |
| New Tampa | 28-38 min | 40-58 min | 12-20 min | $420K-$700K |
| Seffner | 22-30 min | 32-48 min | 20-28 min | $280K-$430K |
| Brandon | 20-28 min | 32-48 min | 22-30 min | $340K-$600K |
| Thonotosassa | 28-38 min | 38-55 min | 22-32 min | $350K-$750K |
Commuting to USF from Temple Terrace
Temple Terrace is arguably the best-positioned community in the Tampa Bay area for USF faculty, staff, and graduate students who need to commute to campus. USF's main Tampa campus borders Temple Terrace's western edge, and many addresses are within 5-12 minutes of the USF Bull Runner bus stop or parking areas. For USF employees, Temple Terrace eliminates the long commutes that others face from Brandon, Riverview, or Wesley Chapel.
USF also operates the Bull Runner campus transit system, with stops throughout the USF campus and some connecting routes. Temple Terrace residents may be able to use Bull Runner for on-campus transit once they reach USF, reducing the need to find and pay for campus parking. Check the current Bull Runner routes and stops at usf.edu/transportation for current coverage.
Public Transit Options from Temple Terrace
HART (Hillsborough Area Regional Transit) operates bus routes that serve Temple Terrace, including routes along Fowler Avenue connecting to the HART network and downtown Tampa transit hubs. Compared to most Hillsborough County suburbs, Temple Terrace has meaningfully better public transit access due to its proximity to USF and the HART Fowler corridor. This is not a transit-optional community, but for riders who can use bus transit, options exist that do not exist in Brandon, Riverview, or New Tampa.
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Contact BarrettCall (813) 733-7907Temple Terrace Commute: Frequently Asked Questions
How far is Temple Terrace from downtown Tampa?
Temple Terrace is approximately 8-12 miles northeast of downtown Tampa depending on your specific address. Off-peak, the drive takes 18-28 minutes via Fowler Avenue to I-275 or via 56th Street to I-4. During morning rush hour (7-9am), expect 28-45 minutes. This is significantly shorter than suburbs like Brandon (20-28 min off-peak), Riverview (22-32 min), or Wesley Chapel (35-50 min).
How close is Temple Terrace to USF?
Very close. USF's main Tampa campus directly borders Temple Terrace on the west. From most Temple Terrace addresses, USF is a 5-12 minute drive or a short bike ride. Temple Terrace is the closest residential community to USF in the Tampa Bay area, which makes it the natural choice for USF faculty, staff, and graduate students who want to own a home near campus.
Is there traffic in Temple Terrace during rush hour?
Fowler Avenue gets congested during rush hour, particularly between 56th Street and I-275. However, because Temple Terrace is relatively close to downtown Tampa, even rush hour commutes are more manageable than those from farther suburbs. The worst Temple Terrace rush hour commute to downtown Tampa runs 28-45 minutes, compared to 45-75 minutes from Riverview or 55-75 minutes from Sun City Center.
How long does it take to get from Temple Terrace to MacDill AFB?
Off-peak, MacDill AFB is approximately 28-40 minutes from Temple Terrace via I-275 south to the Selmon Expressway or MacDill Avenue. During morning rush hour, this extends to 42-58 minutes. Temple Terrace is a reasonable commute to MacDill for service members who want to be in a close-in neighborhood with access to Tampa proper.
Is there bus service in Temple Terrace?
Yes. HART operates bus routes along Fowler Avenue and other corridors in Temple Terrace. Fowler Avenue is a primary HART corridor connecting USF to downtown Tampa. While Temple Terrace is still predominantly car-dependent, it has meaningfully more transit access than most Hillsborough County suburbs due to its Fowler Avenue position and USF proximity. Check hart.org for current routes and schedules.
About Barrett Henry: Licensed REALTOR and Broker Associate with REMAX Collective. 23+ years of real estate experience helping buyers, sellers, and investors across Tampa Bay. Learn more | Temple Terrace homes for sale | Is Temple Terrace a good place to live? | Thonotosassa homes for sale






