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$1,200,000

3173 GULFVIEW DRIVE, HERNANDO BEACH, FL 34607

Active63 days on market

Beds

5

Baths

4

Sq Ft

2,848 sq ft

Year Built

1981

Lot Size

0.18 acres

Garage

2

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About This Property

Exceptional corner-lot waterfront opportunity in Hernando Beach offering direct Gulf access in approximately 3–6 minutes and a versatile coastal layout designed for both entertaining and everyday living. Positioned on a wide canal with a clean, navigable path to open water, this property features a true multi-vessel dock setup with an open permit allowing for future customization—ideal for boating enthusiasts looking to maximize the waterfront lifestyle. The outdoor living space is a standout, highlighted by one of the largest and deepest residential pools in the area, an expansive deck, and seamless connection to the dock—creating a true indoor-outdoor coastal experience. Inside, the home is currently configured to offer 5+ bedrooms with multiple living areas, including two oversized primary-style suites and flexible upstairs space. One primary suite features a private balcony overlooking the pool, while another includes a real wood-burning fireplace with thermostat-controlled gas logs, adding both character and comfort. At the center of the home is a fully renovated chef’s kitchen designed for both function and presence, featuring a 48” gas range, commercial-grade hood, pot filler, dual dishwashers, a 60” side-by-side refrigerator/freezer, built-in nugget ice machine, drawer microwave, oversized sink, and extensive cabinetry with integrated storage solutions. Additional highlights include a generously sized laundry room with room for expansion, substantial parking capacity, and a versatile garage setup suitable for a variety of uses. Ample parking includes space for multiple vehicles, boats, and recreational equipment. Surrounded by higher-value waterfront homes and offering a rare combination of dock capacity, lot placement, and rapid Gulf access, this property presents a unique opportunity to secure a highly functional and flexible coastal setup in one of Hernando Beach’s most desirable areas. Buyer to verify all measurements, room configurations, improvements, and permitting.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8497388
StatusActive
Year Built1981
Stories2
Total Rooms6
ConstructionBlock
RoofMetal
FoundationSlab
FacesSouth
SubdivisionHERNANDO BEACH
CountyHernando
OwnershipFee Simple

Interior Features

InteriorAttic Ventilator, Ceiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Thermostat, Thermostat Attic Fan, Walk-In Closet(s), Wet Bar
FlooringCeramic Tile, Luxury Vinyl
AppliancesBar Fridge, Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System
LaundryElectric Dryer Hookup, Inside, Laundry Room, Other, Upper Level, Washer Hookup
CoolingCentral Air
HeatingElectric
FireplaceYes ()

Exterior & Lot

ExteriorBalcony
Lot Size0.18 acres (8,019 sq ft)
Lot FeaturesFlood Insurance Required, FloodZone, Oversized Lot
Road SurfacePaved
ViewWater

Pool & Spa

Private PoolYes
Pool FeaturesGunite, In Ground, Lap, Lighting

Waterfront

WaterfrontYes
FeaturesCanal - Saltwater

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$1,200,000
Annual Taxes$9,217 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningAE
Parcel #R1222316202007600010

Directions

From US-19, head west on Osowaw Blvd to the 3-way stop, turn left, then right onto Shoal Line Blvd. Continue north and turn left on Gulfview Dr to property on the right (corner waterfront lot).

Location

3173 GULFVIEW DRIVE, HERNANDO BEACH, FL 34607

Listing Information

OfficePEOPLE'S TRUST REALTY
ListedApril 22, 2026

Schedule a Showing

How to Buy This Home

Multiple financing options available for this $1,200,000 home in HERNANDO BEACH.

🏛️

FHA Loan

$42,000 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$60,000 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hernando County SHIP

Varies

Income-qualifying Hernando residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 24, 2026.

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