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$149,500

2320 TERRA CEIA BAY BOULEVARD UNIT 206, PALMETTO, FL 34221

Active561 days on market

Beds

2

Baths

2

Sq Ft

936 sq ft

Year Built

1991

Lot Size

3.19 acres

Garage

,

About This Property

COULD BE SOLD TURN KEY! Discover the pinnacle of Florida resort living in this immaculate, move-in-ready home situated in the highly desirable Terra Ceia Country Club. Wake up to breathtaking golf course views and unwind on your private screened-in balcony while enjoying beautiful sunsets and the tranquility of the surrounding landscape. Step inside to a freshly updated kitchen designed for entertaining, featuring granite countertops, modern appliances, and additional seating at the breakfast bar—perfect for gathering with family and friends. The thoughtful layout offers both privacy and functionality, with a seamless flow throughout the home. The living room is also already set up for a wet bar, providing the perfect opportunity to create your own cocktail lounge or coffee station. Furnishings can be negotiated to suit your needs. Adding even more value and convenience, the HOA fee includes water, trash, cable with premium channels, and internet. Just steps from your doorstep, enjoy an impressive array of resort-style amenities, including a heated pool, fitness center, 18-hole executive golf course, on-site restaurant and tiki bar, tennis and pickleball courts, a scenic bayside fishing pier, and beautiful boardwalk trails. Conveniently located with easy access to I-75 and I-275, this home offers quick commutes to Tampa, St. Petersburg, Sarasota, and the Gulf beaches. With Sarasota-Bradenton International, Tampa International, and St. Pete-Clearwater International airports nearby, travel is always convenient. Whether you're looking for a seasonal getaway or a year-round residence, this home offers the perfect blend of comfort, resort-style amenities, convenience, and Florida living.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #A4643643
StatusActive
Year Built1991
Stories8
Total Rooms4
ConstructionStucco
RoofBuilt-Up
FoundationBlock
FacesSouthwest
SubdivisionTHE TERRA CEIA CLUB
CountyManatee
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Kitchen/Family Room Combo, Open Floorplan, Smart Home
FlooringTile
AppliancesDishwasher, Disposal, Dryer, Ice Maker, Microwave, Range, Refrigerator, Washer
LaundryLaundry Closet
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorBalcony
Lot Size3.19 acres (138,948 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$827 / Monthly
Senior CommunityNo

Financial Details

List Price$149,500
Original Price$220,000
Annual Taxes$3,501 (2024)
FinancingCash, Conventional
ZoningPDH
Parcel #2416805808

Schools

ElementaryPalmetto Elementary-MN
MiddleLincoln Middle
HighPalmetto High

Directions

Take Exit 224 for US-301 N toward Palmetto. Merge onto US-301 N and continue for approximately 2.5 miles. Turn left onto 10th St W and drive for about 1.3 miles. Turn right onto 14th Ave W, then take a left onto Terra Ceia Bay Blvd. Continue straight into Terra Ceia Bay Community, and follow the road to 2320 Terra Ceia Bay Blvd.

Location

2320 TERRA CEIA BAY BOULEVARD UNIT 206, PALMETTO, FL 34221

Listing Information

OfficeHOUSE MATCH
ListedMarch 12, 2025

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Home Price

$149,500

20% ($29,900)
6.75%

Loan Term

Principal & Interest$776
Property Tax (est.)$137
Insurance (est.)$150
Total Monthly$1,063
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $149,500 home in PALMETTO.

🏦

Conventional

$7,475 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.

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