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$1,895,000

120 HAMMOCK ROAD, ANNA MARIA, FL 34216

3D Tour
Active339 days on market

Beds

3

Baths

3

Sq Ft

1,912 sq ft

Year Built

1971

Lot Size

0.20 acres

Garage

2

About This Property

Virtually Staged. Some photos have been virtually staged. Waterfront living, situated in a peaceful, natural, ”Old Florida” setting , surrounded by tropical seagrapes, palm trees and mangroves this ground-level, canal-lined 3 bedroom, 3 bath property is located in an ideal spot on the north end of Anna Maria island in the city of Anna Maria. Two blocks to the shops and food on Pine Avenue, three blocks to the Anna Maria trolley stop, four blocks to the white sand of Coconut Avenue beach on the Gulf of Mexico, five blocks to the Anna Maria city pier and a seven minute idle boat ride from your dock in back to Tampa Bay. Very walkable/bikeable as there are ten restaurants within eight blocks. A sunny, open concept interior with windows that bring the outside in. New appliances, new AC, new water heater, new flooring, new kitchen cabinets with a beverage cooler and quartz counter tops. Freshly painted and wallpapered with big bedrooms and a comfortably large master bedroom with His and Her bathrooms. Three bathrooms total, two with showers and one with a bathtub. Canal side sunroom with a cozy, elevated fireplace for those cool days and a detached two car garage that has more living space potential. On the mangrove-lined canal is an 8’x24’ dock with room for your boat and plenty of room to entertain. Look for the manatees gliding by and watch for the flying wild-eyed mullet. Maybe a dolphin will pop up! House is also on a dead-end street for added protection and does not attract beach day-trip parkers. Plenty of room for a pool or two. Come take a look at the perfect spot to enjoy Anna Maria.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4652090
StatusActive
Year Built1971
Stories1
Total Rooms7
ConstructionBlock
RoofShingle
FoundationSlab
FacesWest
SubdivisionISLAND CEDARS
CountyManatee
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Concrete, Luxury Vinyl
AppliancesConvection Oven, Dishwasher
LaundryInside
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorGarden
Lot Size0.20 acres (8,773 sq ft)
Lot Dimensions75 x 117
Lot FeaturesNear Marina, Near Public Transit, Street Dead-End
Road SurfaceAsphalt
ViewWater
0

Utilities

WaterCanal/Lake For Irrigation, Public
SewerPublic Sewer
UtilitiesElectricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$1,895,000
Original Price$1,395,000
Annual Taxes$5,968 (2024)
ZoningR1
Parcel #7071000009

Schools

ElementaryAnna Maria Elementary
MiddleMartha B. King Middle
HighManatee High

Directions

EAST ON PINE AVE FROM GULF DRIVE AND LEFT ONTO LOS CEDROS AND THEN STAY RIGHT AT THE FORK IN THE ROAD ONTO HAMMOCK ROAD. 120 IS A FEW HOUSES DOWN THE ROAD ON THE RIGHT SIDE.

Location

120 HAMMOCK ROAD, ANNA MARIA, FL 34216

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedMay 22, 2025

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Home Price

$1,895,000

20% ($379,000)
6.75%

Loan Term

Principal & Interest$9,833
Property Tax (est.)$1,737
Insurance (est.)$150
Total Monthly$11,720
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Nearby Schools

Financing a Luxury Home

Specialized financing for this $1,895,000 property in ANNA MARIA. Luxury purchases typically require jumbo or portfolio lending.

💎

Jumbo Loan

$189,500 Down

For homes exceeding conforming loan limits. Typically requires 10-20% down, strong credit, and reserves.

🎖️

VA Jumbo

$0 Down

VA-eligible borrowers can go above conforming limits with zero down in many cases.

🏦

Portfolio Loan

$284,250 Down

Held by the lender, not sold. Flexible terms for high-net-worth buyers with non-traditional income.

🔑

Bridge Loan

$379,000 Down

Short-term financing to buy before selling. Ideal for move-up buyers in competitive markets.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 6, 2026.

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