Skip to main content
1 / 45

$435,000

8781 S LAKESHORE DRIVE, FLORAL CITY, FL 34436

3D Tour
Active451 days on market

Beds

5

Baths

2

Sq Ft

1,848 sq ft

Year Built

1967

Lot Size

0.52 acres

Garage

1

About This Property

SELLER FINANCING AVAILABLE*TWO WATERFRONT HOMES**2 DETACHED HOMES + LAKEFRONT LIVING + INCOME OPPORTUNITY ON BRADLEY LAKE! THIS RARE PROPERTY FEATURES 2 FULLY RENOVATED SINGLE-FAMILY HOMES ON A SPACIOUS 0.52-ACRE LOT WITH 60 FT OF LAKE FRONTAGE AND 408 FT DEEP LOT*MAIN HOME - THE LAKE HOUSE IS A BEAUTIFULLY UPDATED 2 BED, 1 BATH WITH 1,048 FINISHED SQFT WITH A SUNROOM AND MULTIPLE DECKS OVERLOOKING STUNNING WATER VIEWS AND BREATHTAKING SUNSETS. 2ND HOME - THE GUEST HOUSE IS A 3 BEDROOMS, FULL BATH RESIDENCE WITH 800 FINISHED SQFT PLUS 1-CAR GARAGE AND A BRAND NEW METAL ROOF—PERFECT FOR MULTIGENERATIONAL LIVING, GUESTS, OR INCOME-PRODUCING AIRBNB/VRBO/SHORT TERM RENTAL ALLOWED**EACH BEDROOM HAS A SEPARATE ENTRANCE**THE ATTACHED GARAGE CAN BE USED AS A FLEX SPACE, SUCH AS A RECREATION ROOM, GAME ROOM, OR PRIVATE OFFICE, AND HAS ITS OWN SEPARATE ENTRANCE. BOTH HOMES HAVE BEEN FULLY RENOVATED, INCLUDING NEW ROOFS, AND ARE MOVE-IN READY*ENJOY PUBLIC WATER, NO HOA, AND NO DEED RESTRICTIONS—GIVING YOU THE FREEDOM TO BUILD A PRIVATE DOCK, PIER, OR BOAT RAMP AND CREATE YOUR OWN LAKEFRONT OASIS. DIRECT WATER ACCESS TO BRADLEY LAKE, WHICH CONNECTS TO THE TSALA APOPKA CHAIN OF LAKES—TOTALING OVER 19,111 ACRES OF NAVIGABLE FRESHWATER FOR BOATING, FISHING, AND EXPLORING. LOCATED IN PEACEFUL FLORAL CITY, JUST 1 MILE FROM THE 47-MILE WITHLACOOCHEE STATE TRAIL, AND CLOSE TO FLORAL CITY PARK, FORT COOPER STATE PARK, AND MAJOR NATURE ATTRACTIONS. ONLY MINUTES FROM INVERNESS, CRYSTAL RIVER, AND HOMOSASSA, AND A SHORT DRIVE TO TAMPA (67 MI) OR ORLANDO (86 MI) AIRPORTS. TWO RENOVATED HOMES. INCOME POTENTIAL. LAKEFRONT LIFESTYLE. WHETHER YOU'RE LOOKING FOR A PRIMARY RESIDENCE, VACATION GETAWAY, OR INVESTMENT PROPERTY, THIS IS A RARE FIND. SCHEDULE YOUR PRIVATE SHOWING TODAY! HOUSES ARE NOT IN A FLOOD ZONE**OWNER/BROKER**ALSO AVAILABLE FOR RENT

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4656947
StatusActive
Year Built1967
Stories1
Total Rooms7
ConstructionVinyl Siding
RoofMetal, Shingle
FoundationSlab
FacesWest
SubdivisionLAKE SHORE
CountyCitrus
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Primary Bedroom Main Floor
FlooringLaminate, Tile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryLaundry Closet
WindowsBlinds
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSliding Doors
FencingBoard
Other StructuresAdditional Single Family Home, Guest House
Lot Size0.52 acres (22,440 sq ft)
Lot Dimensions60 x 408
Road SurfaceAsphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesLake Front, Lake - Chain of Lakes

Utilities

WaterPublic
SewerPrivate Sewer
UtilitiesElectricity Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$435,000
Original Price$500,000
Annual Taxes$2,469 (2024)
FinancingCash, Conventional, FHA, Owner May Carry, Private Financing Available, VA Loan
ZoningCLR
Parcel #20E20S220040000D00060

Schools

ElementaryFloral City Elementary School
MiddleInverness Middle School
HighCitrus High School

Directions

Follow US-41 S/US Hwy 41, Turn left onto E Tower Trail, Turn right onto S Great Oaks Dr, Turn left onto E Lake Bradley Rd, Turn right onto S Lakeshore Point, Continue onto S Lakeshore Dr, Home on Left, mailbox 8781, GPS takes you to the wrong house.

Location

8781 S LAKESHORE DRIVE, FLORAL CITY, FL 34436

Listing Information

OfficeINVESTY REALTY, LLC.
ListedJune 26, 2025

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$435,000

20% ($87,000)
6.75%

Loan Term

Principal & Interest$2,257
Property Tax (est.)$399
Insurance (est.)$150
Total Monthly$2,806
Full Calculator →

Nearby Schools

How to Buy This Home

Multiple financing options available for this $435,000 home in FLORAL CITY.

🏛️

FHA Loan

$15,225 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

More Homes in Floral City

More Homes in Floral City

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 9, 2026.

Call (813) 733-7907TextContact