$435,000
8781 S LAKESHORE DRIVE, FLORAL CITY, FL 34436
Beds
0
Baths
0
Sq Ft
1,848 sq ft
Year Built
1967
Lot Size
0.52 acres
Garage
1
About This Property
SELLER FINANCING AVAILABLE*TWO WATERFRONT HOMES**2 DETACHED SINGLE FAMILY HOMES + LAKEFRONT LIVING*INCOME OPPORTUNITY ON BRADLEY LAKE! THIS RARE PROPERTY FEATURES 2 FULLY RENOVATED HOMES ON A SPACIOUS 0.52-ACRE LOT WITH 60 FT OF LAKE FRONTAGE AND 408 FT DEEP LOT*MAIN HOME - THE LAKE HOUSE IS A BEAUTIFULLY UPDATED 2 BED, 1 BATH WITH 1,048 FINISHED SQFT WITH A SUNROOM AND MULTIPLE DECKS OVERLOOKING STUNNING WATER VIEWS AND BREATHTAKING SUNSETS. 2ND HOME - THE GUEST HOUSE IS A 3 BEDROOMS, FULL BATH RESIDENCE WITH 800 FINISHED SQFT PLUS 1-CAR GARAGE AND A BRAND NEW METAL ROOF—PERFECT FOR MULTIGENERATIONAL LIVING, GUESTS, OR INCOME-PRODUCING AIRBNB/VRBO/SHORT TERM RENTAL ALLOWED**EACH BEDROOM HAS A SEPARATE ENTRANCE**THE ATTACHED GARAGE CAN BE USED AS A FLEX SPACE, SUCH AS A RECREATION ROOM, GAME ROOM, OR PRIVATE OFFICE, AND HAS ITS OWN SEPARATE ENTRANCE. BOTH HOMES HAVE BEEN FULLY RENOVATED, INCLUDING NEW ROOFS, AND ARE MOVE-IN READY*ENJOY PUBLIC WATER, NO HOA, AND NO DEED RESTRICTIONS—GIVING YOU THE FREEDOM TO BUILD A PRIVATE DOCK, PIER, OR BOAT RAMP AND CREATE YOUR OWN LAKEFRONT OASIS. DIRECT WATER ACCESS TO BRADLEY LAKE, WHICH CONNECTS TO THE TSALA APOPKA CHAIN OF LAKES—TOTALING OVER 19,111 ACRES OF NAVIGABLE FRESHWATER FOR BOATING, FISHING, AND EXPLORING. LOCATED IN PEACEFUL FLORAL CITY, JUST 1 MILE FROM THE 47-MILE WITHLACOOCHEE STATE TRAIL, AND CLOSE TO FLORAL CITY PARK, FORT COOPER STATE PARK, AND MAJOR NATURE ATTRACTIONS. ONLY MINUTES FROM INVERNESS, CRYSTAL RIVER, AND HOMOSASSA, AND A SHORT DRIVE TO TAMPA (67 MI) OR ORLANDO (86 MI) AIRPORTS. TWO RENOVATED HOMES. INCOME POTENTIAL. LAKEFRONT LIFESTYLE. WHETHER YOU'RE LOOKING FOR A PRIMARY RESIDENCE, VACATION GETAWAY, OR INVESTMENT PROPERTY, THIS IS A RARE FIND. SCHEDULE YOUR PRIVATE SHOWING TODAY! HOUSES ARE NOT IN A FLOOD ZONE**OWNER/BROKER**
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
HOME ON THE LAKE - CLOSE TO DOWNTOWN
Location
8781 S LAKESHORE DRIVE, FLORAL CITY, FL 34436
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$435,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $435,000 home in FLORAL CITY.
🏛️
FHA Loan
$15,225 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$21,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Citrus County SHIP
Varies
Income-qualifying Citrus residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 9, 2026.