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$485,000

5539 2ND AVENUE CIRCLE W, PALMETTO, FL 34221

Active390 days on market

Beds

,

Baths

0

Sq Ft

,

Year Built

,

Lot Size

0.31 acres

Garage

,

About This Property

Shovel-Ready BAYFRONT LOT- READY-TO-BUILD! ENGINEERED PLANS, REPORTS AND MORE- SAVE YEARS AND $10s of thousands! PRESENTING ALL OFFERS FOR SELLER CONSIDERATION! NO BRIDGES TO THE GULF! Build your dream waterfront home in the exclusive gated community of Terra Ceia Bay Estates, one of the Gulf Coast’s best-kept secrets. With only ten residences in the neighborhood, this rare bayfront homesite offers the privacy, boating access, and location that waterfront buyers are searching for. Featuring 118 feet of direct frontage on Terra Ceia Bay, the property includes a private dock and boat lift with no bridges to Tampa Bay or the Gulf of Mexico. Spend your weekends boating to waterfront restaurants, exploring nearby sandbars, fishing for snook and redfish, or simply enjoying panoramic sunset views from your dock while your custom home comes to life. Unlike many waterfront opportunities in Florida, there are no costly demolition expenses, permitting delays tied to tearing down an older structure, or compromises with outdated floorplans. This blank canvas allows you to design a fully customized elevated coastal residence with the latest in luxury finishes, hurricane standards, smart home technology, and modern waterfront architecture. A survey, environmental reports, and engineered home plans are already available, helping streamline the building process and saving valuable time. While construction progresses, you can still enjoy the boating lifestyle immediately by utilizing your private dock and lift from day one. Residents of Terra Ceia Bay Estates enjoy maintenance-free living with lawn care, irrigation, and a community pool included through the HOA. Ideally positioned near US-19, I-275, and the Sunshine Skyway Bridge, the property offers convenient access to downtown St. Petersburg, Tampa, Sarasota, Anna Maria Island, and Gulf beaches, all within approximately 25 minutes. Waterfront lots with direct bay access, private docks, no-bridge Gulf access, and this level of exclusivity rarely become available in Terra Ceia. This is an opportunity to create a legacy waterfront estate in one of the most unique coastal communities in the Tampa Bay area.

Property Overview

Property TypeLand
MLS #A4663830
StatusActive
FacesSouth
SubdivisionTERRA CEIA BAY ESTATES
CountyManatee
OwnershipFee Simple

Interior Features

SecurityGated Community

Exterior & Lot

Lot Size0.31 acres (13,504 sq ft)
Lot Dimensions18 x 136 x 108 x 163
Lot FeaturesCleared, In County
Road SurfacePaved, Asphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesBay/Harbor Front, Waterfront, Bay/Harbor

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Public, Sewer Available, Street Lights, Water Available

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$1,500 / Quarterly
Senior CommunityNo

Financial Details

List Price$485,000
Original Price$669,000
Annual Taxes$6,875 (2024)
FinancingCash, Conventional
ZoningPDRCH
Parcel #2233110556

Directions

US19 TO PALMETTO POINT DRIVE- LOCATED AT THE LONG BLOCK WALL- GATE CALL BOX ON THE RIGHT-

Location

5539 2ND AVENUE CIRCLE W, PALMETTO, FL 34221

Listing Information

OfficeMATTHEW GUTHRIE AND ASSOCIATES REALTY LLC
ListedSeptember 9, 2025

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Home Price

$485,000

20% ($97,000)
6.75%

Loan Term

Principal & Interest$2,517
Property Tax (est.)$445
Insurance (est.)$150
Total Monthly$3,111
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 11, 2026.

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