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$109,900

348 TROPIC DRIVE, OSPREY, FL 34229

3D Tour

Active166 days on market

Beds

Baths

Sq Ft

864 sq ft

Year Built

1977

Lot Size

0.12 acres

Garage

—

About This Property

Perfect Home for a SNOW BIRD OR A "YEAR-ROUNDER "!! The Arbors is the BEST of the Florida sun belt communities. THE ROOF -- New in 2022 with 15-Year Transferable Waranty. THE CARPORT -- New 2023 No leaks. This lovingly maintained manufactured home is in a PET FRIENDLY zone. Your LOW $215/month HOA provides: YOUR Water. YOUR Sewer. YOUR Lawn care. YOUR Cable service. A lucky buyer could move in right away and make some upgrades as needed. YOU and your fellow homeowners will own the company that owns the park. it's a Co-Op park for over-55 owner residents. Therefore, everybody takes pride in keeping it wonderfully maintained and reasonably priced with low HOA dues. Better take a look before the bidding war starts.

Property Overview

Property TypeResidential

Sub TypeManufactured Home

MLS #A4668240

StatusActive

Year Built1977

Stories1

Total Rooms4

ConstructionMetal Frame, Vinyl Siding

RoofMetal

FoundationCrawlspace

FacesNorth

SubdivisionARBORS

CountySarasota

OwnershipCo-op

Interior Features

InteriorEating Space In Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Thermostat

FlooringLaminate

AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Washer

LaundryElectric Dryer Hookup, Outside, Washer Hookup

CoolingCentral Air

HeatingCentral, Electric

Exterior & Lot

ExteriorHurricane Shutters

Lot Size0.12 acres (5,092 sq ft)

Road SurfaceAsphalt

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesElectricity Connected

Parking

GarageNo

CarportYes

HOA & Community

HOAYes

HOA Fee$215 / Monthly

Senior CommunityYes

Financial Details

List Price$109,900

Original Price$139,000

Annual Taxes$884 (2024)

ZoningRMH

Parcel #0148011184

Directions

The Arbors is on the East side of Rt. 41 a few miles South of Bay Street. Ent er the park, s top at ther stop sign and proceed forward - you will be on Tropic Drive. 348 Tropic Drive is the address; it will be on your right.

Location

348 TROPIC DRIVE, OSPREY, FL 34229

Listing Information

OfficeFINE PROPERTIES

ListedOctober 12, 2025

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Preferred Time

Home Price

$109,900

Down Payment20% ($21,980)

Interest Rate6.75%

Loan Term

Principal & Interest$570

Property Tax (est.)$101

Insurance (est.)$150

Total Monthly$821

Full Calculator →

How to Buy This Home

Multiple financing options available for this $109,900 home in OSPREY.

🏛️

FHA Loan

$3,847 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$5,495 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Sarasota County SHIP

Varies

Income-qualifying Sarasota residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: April 28, 2026.