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$104,900

348 TROPIC DRIVE, OSPREY, FL 34229

3D Tour
Active327 days on market

Beds

2

Baths

2

Sq Ft

864 sq ft

Year Built

1977

Lot Size

0.12 acres

Garage

—

About This Property

Perfect Home for a SNOW BIRD OR A "YEAR-ROUNDER "!! The Arbors is the BEST of the Florida sun belt communities. THE ROOF -- New in 2022 with 15-Year Transferable Waranty. THE CARPORT -- New 2023 No leaks. This lovingly maintained manufactured home is in a PET FRIENDLY zone. Your LOW $215/month HOA provides: YOUR Water. YOUR Sewer. YOUR Lawn care. YOUR Cable service. A lucky buyer could move in right away and make some upgrades as needed. YOU and your fellow homeowners will own the company that owns the park. it's a Co-Op park for over-55 owner residents. Therefore, everybody takes pride in keeping it wonderfully maintained and reasonably priced with low HOA dues. Better take a look before the bidding war starts.

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #A4668240
StatusActive
Year Built1977
Stories1
Total Rooms4
ConstructionMetal Frame, Vinyl Siding
RoofMetal
FoundationCrawlspace
FacesNorth
SubdivisionARBORS
CountySarasota
OwnershipCo-op

Interior Features

InteriorEating Space In Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Thermostat
FlooringLaminate
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Washer
LaundryElectric Dryer Hookup, Outside, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorHurricane Shutters
Lot Size0.12 acres (5,092 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$215 / Monthly
Senior CommunityYes

Financial Details

List Price$104,900
Original Price$139,000
Annual Taxes$884 (2024)
ZoningRMH
Parcel #0148011184

Directions

The Arbors is on the East side of Rt. 41 a few miles South of Bay Street. Ent er the park, s top at ther stop sign and proceed forward - you will be on Tropic Drive. 348 Tropic Drive is the address; it will be on your right.

Location

348 TROPIC DRIVE, OSPREY, FL 34229

Listing Information

OfficeFINE PROPERTIES
ListedOctober 12, 2025

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Home Price

$104,900

20% ($20,980)
6.75%

Loan Term

Principal & Interest$544
Property Tax (est.)$96
Insurance (est.)$150
Total Monthly$790
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How to Buy This Home

Multiple financing options available for this $104,900 home in OSPREY.

🏛️

FHA Loan

$3,672 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$5,245 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Sarasota County SHIP

Varies

Income-qualifying Sarasota residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 26, 2026.

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