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$745,000

5855 MIDNIGHT PASS ROAD UNIT 420, SARASOTA, FL 34242

3D Tour
Active269 days on market

Beds

2

Baths

2

Sq Ft

1,152 sq ft

Year Built

1976

Lot Size

8.71 acres

Garage

—

About This Property

Location, location & views! Enjoy and experience luxury living at the Harbor Towers located just steps away from the world-famous Siesta Key beach. Highly desirable 4th floor unit, 2BR/2BTH with spectacular Gulf of America views from every room. Fully updated unit with new windows, new pipes, quartz countertops, new kitchen cabinets doors, new bathrooms and luxury vinyl flooring throughout. This turnkey furnished condo features an open floor plan, two suites split plan bedrooms and provides one parking space & additional storage room. New electrical panel and new water heater. Delight yourself at the HT amenities including heated resort style pools, 3 Har-Tru tennis courts, fitness center, sauna, clubhouse and a superb Marina & seating along the intercoastal waterway. HT has newly renovated building facade, common area including the lobby, spa area and hallways. A fantastic investment opportunity to own a rental income while enjoying the unit whenever you wish. Two-week minimum rentals are allowed 26 times/ year. Buyer can use the on-site property management company for rentals, or others.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #A4671788
StatusActive
Year Built1976
Stories7
Total Rooms3
ConstructionBlock
RoofBuilt-Up
FoundationSlab
FacesWest
SubdivisionHARBOR TOWERS Y & R
CountySarasota
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Elevator, Living Room/Dining Room Combo, Sauna, Stone Counters, Window Treatments
FlooringLuxury Vinyl
AppliancesDishwasher, Disposal, Electric Water Heater, Range, Refrigerator
LaundryCorridor Access
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorLighting, Outdoor Grill, Outdoor Shower, Sauna, Sidewalk, Sliding Doors, Tennis Court(s)
Other StructuresGazebo, Tennis Court(s)
Lot Size8.71 acres (379,535 sq ft)
Road SurfacePaved
ViewWater

Pool & Spa

Private PoolYes
Pool FeaturesHeated, In Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$745,000
Original Price$765,000
Annual Taxes$4,975 (2024)
ZoningRMF3
Parcel #0105134105

Schools

ElementaryPhillippi Shores Elementary
MiddleBrookside Middle
HighSarasota High

Directions

Go over Stickney Point Bridge, turn right on Midnight Pass Road, approximately 1 mile to east into entrance to HT. The best guest parking is just before you go through the gate.

Location

5855 MIDNIGHT PASS ROAD UNIT 420, SARASOTA, FL 34242

Listing Information

OfficeFINE PROPERTIES
ListedNovember 12, 2025

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Home Price

$745,000

20% ($149,000)
6.75%

Loan Term

Principal & Interest$3,866
Property Tax (est.)$683
Insurance (est.)$150
Total Monthly$4,699
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $745,000 home in SARASOTA.

🏛️

FHA Loan

$26,075 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$37,250 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Sarasota County SHIP

Varies

Income-qualifying Sarasota residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 12, 2026.

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