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$115,000

2320 TERRA CEIA BAY BOULEVARD UNIT 811, PALMETTO, FL 34221

3D Tour
Active333 days on market

Beds

1

Baths

1

Sq Ft

728 sq ft

Year Built

1991

Lot Size

3.18 acres

Garage

,

About This Property

*NEW PRICE! Live Above It All at Palms of Terra Ceia Bay!** Enjoy beautiful 8th-floor views from this updated 1-bedroom, 1-bath penthouse condo overlooking farmland, the golf course, and Terra Ceia Bay. This move-in-ready condo features a **2024 hot water heater, 2024 dishwasher, in-unit stackable washer/dryer, and a water filtration system in the kitchen.** Enjoy views in every direction and convenient access to I-75, downtown Bradenton, Parrish, St. Petersburg, area airports, and Gulf beaches. Palms of Terra Ceia Bay offers an active Florida lifestyle with **pickleball and tennis courts, a pool, high-speed internet, assigned parking, a 500-foot fishing pier with Skyway Bridge views, and a scenic mangrove boardwalk.** This condo also has **one of the lowest condo fees in the building.** Whether you're looking for a full-time residence, seasonal retreat, or investment property, this condo offers an opportunity to enjoy the Palms of Terra Ceia Bay lifestyle.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #A4672641
StatusActive
Year Built1991
Stories8
Total Rooms5
ConstructionBlock, Stucco
RoofBuilt-Up
FoundationSlab
FacesSouthwest
SubdivisionTHE TERRA CEIA CLUB
CountyManatee
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s)
FlooringCeramic Tile
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Closet
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Lighting, Sliding Doors
Lot Size3.18 acres (138,719 sq ft)
Lot FeaturesLevel, On Golf Course
Road SurfacePaved, Asphalt
ViewGolf Course, Pool, Water
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$115,000
Original Price$177,000
Annual Taxes$2,855 (2023)
FinancingCash, Conventional
ZoningPL_PD-H
Parcel #2416809651

Schools

ElementaryPalmetto Elementary-MN
HighPalmetto High

Directions

From Hwy 41business N. in Palmetto, travel north to traffic circle exit on 23rd Street West. Enter Palms of Terra Ceia Bay Community through Guard Gate continue on Terra Ceia Bay Blvd, First building on right, park in visitor space, take elevator to 8th floor

Location

2320 TERRA CEIA BAY BOULEVARD UNIT 811, PALMETTO, FL 34221

Listing Information

OfficeBRIGHT REALTY
ListedNovember 20, 2025

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Home Price

$115,000

20% ($23,000)
6.75%

Loan Term

Principal & Interest$597
Property Tax (est.)$105
Insurance (est.)$150
Total Monthly$852
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $115,000 home in PALMETTO.

🏦

Conventional

$5,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 20, 2026.

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