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$265,000

3022 HICKORY STREET NW, WINTER HAVEN, FL 33881

3D Tour
Active291 days on market

Beds

3

Baths

1

Sq Ft

1,602 sq ft

Year Built

1955

Lot Size

0.20 acres

Garage

—

About This Property

This move-in ready 3-bedroom Winter Haven pool home offers a fantastic combination of comfort, upgrades, and true Florida living on an oversized lot with no HOA. The home features a brand-new roof, new HVAC system and thermostat, new water heater, new pool pump and chlorinator, new laundry units, new exterior front doors, and an expanded driveway with ample parking. Inside, you’ll find a functional layout with generous living space and fresh improvements throughout. The private in-ground pool creates a relaxing backyard setting, while the large lot provides room for outdoor entertaining, storage, or future additions. Located minutes from the Winter Haven Chain of Lakes, Gene’s Lakeside Marina, LEGOLAND Florida Resort, golf courses, shopping, dining, and local parks, this property sits in one of Central Florida’s most desirable and fast-growing areas. With major updates already completed and convenient access to boating, recreation, and upcoming community development, this home is an excellent opportunity for first-time buyers, families, or investors.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4674941
StatusActive
Year Built1955
Stories1
Total Rooms9
ConstructionBlock
RoofShingle
FoundationSlab
FacesNortheast
SubdivisionBILTMORE SHORES
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat
FlooringHardwood
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingElectric
FireplaceYes ()

Exterior & Lot

ExteriorPrivate Mailbox
FencingFenced
Lot Size0.20 acres (8,799 sq ft)
Lot Dimensions80 x 110
Lot FeaturesCity Lot, Near Golf Course, Near Marina, Near Public Transit
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Screen Enclosure

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesCable Available, Electricity Connected, Phone Available, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$265,000
Original Price$280,000
Annual Taxes$1,866 (2024)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-1
Parcel #252813340800001370

Schools

ElementaryAuburndale Central Elem
MiddleWestwood Middle
HighAuburndale High School

Directions

Take Exit 41 for FL-570 E / Polk Parkway toward Lakeland/Winter Haven (this is a toll road). Continue on the Polk Parkway (FL-570) for about 10–12 miles. Take Exit 14 for Winter Lake Road / FL-540 toward Winter Haven. Turn left onto FL-540 E (Winter Lake Rd) and continue for about 5–7 miles. Turn right onto US-17 N / S Florida Ave and follow it northwest. Continue on US-17 N for a few miles, then turn left onto Avenue E NW. Turn right onto Hickory St NW. Arrive at 3022 Hickory St NW, Winter Haven, FL 33881.

Location

3022 HICKORY STREET NW, WINTER HAVEN, FL 33881

Listing Information

OfficeTHE URBAN GROUP, INC.
ListedDecember 11, 2025

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Home Price

$265,000

20% ($53,000)
6.75%

Loan Term

Principal & Interest$1,375
Property Tax (est.)$243
Insurance (est.)$150
Total Monthly$1,768
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $265,000 home in WINTER HAVEN.

🏛️

FHA Loan

$9,275 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 31, 2026.

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