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$479,000

1511 BONITA BLUFF COURT, RUSKIN, FL 33570

3D Tour
Active231 days on market

Beds

4

Baths

3

Sq Ft

2,696 sq ft

Year Built

2005

Lot Size

0.17 acres

Garage

3

About This Property

** INCREDIBLE OPPORTUNITY!! ASSUMABLE MORTGAGE for qualified buyers!! ** Tremendous financing opportunity. Current rate is 2.25%. DON’T MISS THIS OPPORTUNITY TO own this charming, comfortable and spacious home. As you enter through the double doors, the foyer opens to a formal living and dining room. The large open kitchen serves the formal dining room as well as a light and bright breakfast nook. The open concept continues from the kitchen to a beautiful family room with views of the private pool and covered lanai. The pool area, lanai and family room create a soothing and private view of the shimmering lake behind the home. A large primary suite sits on one side of the home, and the 3 remaining bedrooms create a true split floor plan. Add peace of mind with a 5-year-old roof, a 1-year-old air conditioning unit, the pool resurfaced 4 years ago, and a new pool pump installed in November 2025 letting the new owner can move in worry free! Schedule your showing now!! VERY MOTIVATED SELLER!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4676583
StatusActive
Year Built2005
Total Rooms9
ConstructionStucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionMIRA LAGO WEST PH 1
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Coffered Ceiling(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCarpet, Engineered Hardwood, Laminate, Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
LaundryElectric Dryer Hookup, Laundry Room, Washer Hookup
CoolingCentral Air
HeatingHeat Pump
SecurityGated Community, Security Gate

Exterior & Lot

ExteriorDog Run, Lighting, Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors
FencingFenced
Lot Size0.17 acres (7,500 sq ft)
Lot FeaturesCleared, Landscaped
Road SurfacePaved, Asphalt
ViewPool, Water

Pool & Spa

Private PoolYes
Pool FeaturesGunite, Screen Enclosure

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected, Fire Hydrant, Sewer Connected, Sprinkler Recycled, Street Lights, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$1,132 / Annually
Senior CommunityNo

Financial Details

List Price$479,000
Original Price$520,000
Annual Taxes$5,271 (2024)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U01321879F00000000222.0

Directions

From US 41 heading north from Bradenton turn left on 11th Ave. NW. Enter Mira Lago and at the Community pool turn left on York Dale Drive. Follow York Dale and turn left on Bonita Bluff and 1511 will be on your right.

Location

1511 BONITA BLUFF COURT, RUSKIN, FL 33570

Listing Information

OfficeMICHAEL SAUNDERS & COMPANY
ListedDecember 31, 2025

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Home Price

$479,000

20% ($95,800)
6.75%

Loan Term

Principal & Interest$2,485
Property Tax (est.)$439
Insurance (est.)$150
Total Monthly$3,075
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How to Buy This Home

Multiple financing options available for this $479,000 home in RUSKIN.

🏛️

FHA Loan

$16,765 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$23,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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