$360,000
2854 89TH STREET CIRCLE E, PALMETTO, FL 34221
Beds
5
Baths
3
Sq Ft
2,589 sq ft
Year Built
2024
Lot Size
0.12 acres
Garage
2
About This Property
Virtually Staged. Short Sale. Discover Heron Bay, where luxury and comfort come together in perfect harmony! Imagine walking into this breathtaking, move-in-ready home and being greeted by an open foyer that opens into a spacious living area, flooded with natural light. The effortless flow into the dining area and kitchen creates an inviting space that's perfect for both entertaining and daily living. In this beautifully designed kitchen, your culinary dreams can become a reality. With elegant granite countertops, a charming eat-in island ideal for casual meals, and ample cabinetry alongside a generous pantry, this kitchen perfectly balances style and practicality. Adding to the home's appeal is a thoughtfully placed first-floor bedroom and a full bath featuring stylish granite countertops and a convenient bath/shower combo—making it easy to host family and friends. Venture upstairs to discover a flexible loft space that can easily be turned into a game room or a cozy second living area, complete with two closets for extra storage. The owner’s retreat is truly a personal haven, offering a spacious walk-in closet and a lavish ensuite bath equipped with dual sinks, granite countertops, and an expansive walk-in shower. With three additional bedrooms on the second floor, plus a third full bath that includes a tub/shower combination, this home ensures ample space for family and visitors alike. And don’t overlook the convenient laundry room connected to the attached two-car garage, streamlining everyday chores. Step outside to bask in the generous backyard, fenced on two sides, providing the perfect setting for relaxation or entertaining. Could this be the dream home you've been searching for? Don’t let this opportunity slip away—schedule your showing today and take the first step toward turning this house into your home!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From I-75 take exit 228 toward St. Petersburg onto I-275N. Take exit 2 onto US-41 N. Turn right onto 89th St. Cir. End at 28854 89th St. Cir.
Location
2854 89TH STREET CIRCLE E, PALMETTO, FL 34221
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$360,000
Loan Term
How to Buy This Home
Multiple financing options available for this $360,000 home in PALMETTO.
🏛️
FHA Loan
$12,600 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$18,000 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Manatee County SHIP
Varies
Income-qualifying Manatee residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 5, 2026.