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$135,000

5619 BAYSHORE ROAD UNIT 417, PALMETTO, FL 34221

3D Tour
Active124 days on market

Beds

2

Baths

2

Sq Ft

1,520 sq ft

Year Built

1982

Lot Size

0.09 acres

Garage

,

About This Property

Welcome to Terra Ceia Manor, a desirable 55+ community offering comfortable Florida living with a low monthly HOA! This spacious 2-bedroom, 2-bathroom furnished home features over 1,400 square feet of living space with an open floor plan and plenty of room to relax or entertain. A generous 11' x 20' Florida room provides versatile living space, perfect for a sitting area, hobby room, game room, or additional entertaining space. Enjoy the large screened front patio, ideal for relaxing and taking in the Florida weather. The home also features a new TPO membrane roof, covered carport, newer windows, inside laundry, a nice workshop ideal for projects or hobbies, and plenty of extra storage for added convenience. A rear patio area provides even more functional outdoor space. Terra Ceia Manor is a pet-friendly community with a low HOA fee of just $199 monthly, which includes water, sewer, trash, and yard maintenance. Residents can also enjoy the community pool, shuffleboard, an on-site manager, and a variety of community activities, helping make ownership both convenient and enjoyable. The location provides easy access to I-275 heading north toward St. Petersburg and is just minutes from I-75, making travel throughout the Tampa Bay and Sarasota-Bradenton areas a breeze. Whether you are looking for a full-time residence or a seasonal Florida retreat, this roomy home offers space, convenience, and low-maintenance living in an established 55+ community.

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #A4676937
StatusActive
Year Built1982
Total Rooms8
ConstructionVinyl Siding
RoofMembrane
FoundationCrawlspace
FacesEast
SubdivisionTERRA CEIA MANOR CO-OP
CountyManatee
OwnershipCo-op
FurnishedTurnkey

Interior Features

InteriorEating Space In Kitchen, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s)
FlooringLaminate, Parquet, Vinyl
AppliancesDishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorAwning(s), Lighting
Lot Size0.09 acres (3,855 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$199 / Monthly
Senior CommunityYes

Financial Details

List Price$135,000
Original Price$149,500
Annual Taxes$730 (2024)
ZoningRSMH6
Parcel #2243627904

Directions

Starting at US-19 & US-41 (Palmetto/Bradenton) Head north on US-41 toward Palmetto (also called Tamiami Trail). Continue on US-41 N past downtown Palmetto. Turn left onto Bayshore Road (look for the intersection shortly after the 7-Eleven if you’re familiar with the area). Follow Bayshore Road west for about 0.3 mi until you reach the Terra Ceia Manor community entrance on the left. Turn left into Terra Ceia Manor. Turn Right and go down third street, follow the signs down to turn left onto 4th street. Home is on the left.

Location

5619 BAYSHORE ROAD UNIT 417, PALMETTO, FL 34221

Listing Information

OfficeLESLIE WELLS REALTY, INC.
ListedJanuary 6, 2026

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Home Price

$135,000

20% ($27,000)
6.75%

Loan Term

Principal & Interest$700
Property Tax (est.)$124
Insurance (est.)$150
Total Monthly$974
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How to Buy This Home

Multiple financing options available for this $135,000 home in PALMETTO.

🏛️

FHA Loan

$4,725 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$6,750 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 4, 2026.

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