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$309,000

2905 CAPTAINS COURT UNIT 0, PALMETTO, FL 34221

3D Tour
Active281 days on market

Beds

3

Baths

2

Sq Ft

1,659 sq ft

Year Built

2001

Lot Size

,

Garage

2

About This Property

**Experience the best of Florida living in this spacious 3-bedroom, 2-bathroom condo located in the desirable gated waterfront golf community of Terra Ceia Bay Golf & Country Club.** Nestled on a quiet cul-de-sac, this well-maintained home offers a peaceful setting with an inviting open floor plan, vaulted ceilings, and beautiful ceramic tile flooring throughout the main living areas. The thoughtfully designed kitchen features a breakfast bar and opens seamlessly to the dining and living spaces, creating the perfect flow for everyday living and entertaining. Enjoy your morning coffee or unwind at the end of the day in the relaxing Florida room, where you can take in the tranquil surroundings, lush landscaping, and refreshing coastal breezes. This **turnkey furnished** residence includes a private **2-car garage** and a **new roof installed in 2023**, providing added peace of mind. The monthly association fee offers exceptional value, including **high-speed internet, cable, landscaping, and exterior building maintenance**, making homeownership simple and worry-free. Enjoy the resort-style lifestyle that Terra Ceia Bay has to offer, with access to golf, tennis, pickleball, fitness facilities, clubhouse activities, a heated community pool, and waterfront amenities. Whether you are seeking a seasonal retreat or a full-time Florida residence, this condo offers the perfect combination of comfort, convenience, and carefree coastal living in a vibrant waterfront golf community.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #A4677223
StatusActive
Year Built2001
Stories1
Total Rooms6
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorthwest
SubdivisionCAPTAINS COURT
CountyManatee
OwnershipCondominium
FurnishedTurnkey

Interior Features

InteriorCeiling Fan(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, Laundry Closet, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Sliding Doors
Lot FeaturesNear Golf Course
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$309,000
Original Price$345,000
Annual Taxes$5,440 (2024)
FinancingCash, Conventional
ZoningPDH
Parcel #2412719709

Schools

ElementaryPalmetto Elementary-MN
MiddleLincoln Middle
HighPalmetto High

Directions

Business 41 through Palmetto, take round-a bout to 23rd st w follow through public assess gate. Follow Terra Ceia Bay Blvd to end, turn right on Terra Ceia Bay Circle and immediately turn left on Captains Court. 2905 is on the right

Location

2905 CAPTAINS COURT UNIT 0, PALMETTO, FL 34221

Listing Information

OfficeBRIGHT REALTY
ListedJanuary 10, 2026

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Home Price

$309,000

20% ($61,800)
6.75%

Loan Term

Principal & Interest$1,603
Property Tax (est.)$283
Insurance (est.)$150
Total Monthly$2,037
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $309,000 home in PALMETTO.

🏦

Conventional

$15,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 18, 2026.

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