$429,000
1606 22ND AVENUE W, PALMETTO, FL 34221
Beds
3
Baths
2
Sq Ft
1,576 sq ft
Year Built
2005
Lot Size
0.35 acres
Garage
2
About This Property
Virtually Staged. 4.75% ASSUMABLE LOAN | SAVE $550/MONTH! Secure 2021 rates in 2026. This 3-bedroom, 2-bath home offers an unmatched opportunity with a fully assumable mortgage at 4.75%. Optimized for low-cost ownership, the property features a brand-new 2024 architectural roof, new hurricane-impact windows and doors, and a newer A/C system. The fully-owned solar system slashes monthly electric bills. The interior boasts 1,576 sq. ft. of efficient living space with vaulted ceilings, an open split-floor plan, and remodeled bathrooms. Outside, enjoy a private, vinyl-fenced 0.35-acre lot with a storage shed and no CDD fees. Located minutes from Snead Island boat ramps, I-275, and Gulf beaches.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From 8th Avenue West in Palmetto, head west on Memphis Road. Continue along Memphis Road until you reach 22nd Avenue West, then turn left. The home at 1606 22nd Avenue West will be located on your left.
Location
1606 22ND AVENUE W, PALMETTO, FL 34221
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$429,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $429,000 home in PALMETTO.
🏛️
FHA Loan
$15,015 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$21,450 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Manatee County SHIP
Varies
Income-qualifying Manatee residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 14, 2026.