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$11,450,000

1340 HARBOR DRIVE, SARASOTA, FL 34239

Active253 days on market

Beds

4

Baths

7

Sq Ft

5,157 sq ft

Year Built

2027

Lot Size

0.35 acres

Garage

3

About This Property

Under Construction. Best price under construction opportunity in Harbor Acres, a one-third-acre waterfront property on the widest part of the neighborhood's deep-water harbor on Sarasota Bay. The views are great and the home is located on a protected, sailboat water basin with no bridges to the Gulf of Mexico. Newer boat dock and boat lifts accommodate up to 15,000-pound boat plus two recreational water craft, making easy access to Sarasota's waterways and the gulf, AND the home was designed by one of the BEST architectural firms, MHK, and under construction by one of the BEST waterfront builders, Voigt Brothers. The floor plan is amazing and the home is available for purchase during the construction phase. 4 bedrooms all ensuite, 5 bathrooms, 2 half bathrooms, elevator, 3 car garage, elevated pool with large entertaining deck plus covered pool terrace area with outdoor kitchen. Harbor Acres is considered one of the best neighborhoods in Sarasota— and speaking of BEST, it has it all… location, waterfront, appreciation, neighbors. A true neighborhood community that is close to Downtown Sarasota and in-town amenities yet a half mile to Sarasota Memorial Hospital and Southside Village shops and restaurants. Call for floor plans or to walk the property.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4680096
StatusActive
Year Built2027
Stories2
Total Rooms9
ConstructionBlock, Stucco
RoofMetal
FoundationStem Wall
FacesSouthwest
SubdivisionHARBOR ACRES
CountySarasota
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorBuilt-in Features, Eating Space In Kitchen, Elevator, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Wet Bar
FlooringTile, Hardwood
AppliancesDishwasher, Disposal, Freezer, Gas Water Heater, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater
LaundryInside, Laundry Room
WindowsStorm Window(s)
CoolingCentral Air, Zoned
HeatingCentral, Electric, Natural Gas, Zoned
FireplaceYes ()

Exterior & Lot

ExteriorBalcony, Irrigation System, Outdoor Grill, Outdoor Kitchen, Rain Gutters, Sliding Doors
Other StructuresOutdoor Kitchen
Lot Size0.35 acres (15,198 sq ft)
Lot FeaturesCity Lot, Landscaped, Level
Road SurfacePaved
ViewWater

Pool & Spa

Private PoolYes
Pool FeaturesDeck, Gunite, Heated, In Ground
SpaHeated, In Ground

Waterfront

WaterfrontYes
FeaturesBay/Harbor

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Available, Natural Gas Available, Sewer Connected, Water Available

Parking

GarageYes (3 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$11,450,000
Original Price$10,995,000
Annual Taxes$23,499 (2024)
ZoningRSF1
Parcel #2037030028

Schools

ElementarySouthside Elementary
MiddleBrookside Middle
HighSarasota High

Directions

From US 41 going south, turn right (south) onto South Orange Ave. From South Orange Ave. turn right onto Harbor Dr to 1340 Harbor Drive on the right

Location

1340 HARBOR DRIVE, SARASOTA, FL 34239

Listing Information

OfficeMICHAEL SAUNDERS & COMPANY
ListedJanuary 28, 2026

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Home Price

$11,450,000

20% ($2,290,000)
6.75%

Loan Term

Principal & Interest$59,412
Property Tax (est.)$10,496
Insurance (est.)$150
Total Monthly$70,057
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Nearby Schools

Financing a Luxury Home

Specialized financing for this $11,450,000 property in SARASOTA. Luxury purchases typically require jumbo or portfolio lending.

💎

Jumbo Loan

$1,145,000 Down

For homes exceeding conforming loan limits. Typically requires 10-20% down, strong credit, and reserves.

🎖️

VA Jumbo

$0 Down

VA-eligible borrowers can go above conforming limits with zero down in many cases.

🏦

Portfolio Loan

$1,717,500 Down

Held by the lender, not sold. Flexible terms for high-net-worth buyers with non-traditional income.

🔑

Bridge Loan

$2,290,000 Down

Short-term financing to buy before selling. Ideal for move-up buyers in competitive markets.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 8, 2026.

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